409 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 409 Hill Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,223 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2022)
Tax Bill	$6,719 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-461-003`

Property Details

APN / Parcel Number

Primary APN	`06-12-461-003`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,223 sqft Living Area
Gross Area	3,552 sqft
Basement Area	1,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	409 HILL AVE
City	ELGIN
State	IL
Zip	60120-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOAGLANDS ADDN LOT 3 BLOCK 2
Legal Subdivision	HOAGLANDS ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-461-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 HILL AVE, ELGIN, IL 60120-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2021	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	20224156
Prior Transfer Date	Nov 17, 2021
Prior Transfer Doc	0000089692
Record Updated	Sep 20, 2026

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KANE IL
Recording Date	Dec 01, 2021
Property Address	409 HILL AVE, ELGIN, IL 60120-4249
Document Number	0000089692
Instrument Date	Nov 17, 2021
Instrument	2021K089692
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HILL AVE, ELGIN, IL 60120-4249

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 21, 2022
Property Address	409 HILL AVE, ELGIN, IL 60120-4249
Document Number	0000004156
Instrument Date	Nov 17, 2021
Instrument	2022K004156
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HILL AVE, ELGIN, IL 60120-4249

Mortgage

Document Number	0000004157
Date	Jan 21, 2022
Instrument	2022K004157

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,719.00 (+15.84%) Homeowner's exemption
2024		$88,492 (+21.39%) Land $12,559 Building $75,933	$265,582 (+21.44%) Land $37,692 Building $227,890
2022	$5,800.00 (+13.75%) Homeowner's exemption	$72,897 (+6.96%) Land $10,346 Building $62,551	$218,691 (+6.96%) Land $31,038 Building $187,653
2021	$5,099.00 Homeowner's exemption	$68,154 Land $9,673 Building $58,481	$204,462 Land $29,019 Building $175,443

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 625 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Opiquad, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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