409 E Main St, New Albany, MS 38652 Property Records

Union County property record for 409 E Main St, New Albany, MS 38652

Property Summary

Property Type	Single Family Home
Details	1,878 sqft · built 1910
Owner	Individual Name on Record
Tax Bill	$1,200 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039N-08-299.00`

Property Details

APN / Parcel Number

Primary APN	`039N-08-299.00`
Alternative APN	`12597`

Interior

Total Rooms	6 Rooms
Building Area	1,878 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 E MAIN ST
City	NEW ALBANY
State	MS
Zip	38652-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 23 ORIGINAL
Legal Lot Number	23
Jurisdiction	UNION MS
Township / Civil Division	5
Census Block Group	2
Census Block	2065
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Albany Historic District listed 2024 · 733 contributing resources · NRIS 100010772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E MAIN ST, NEW ALBANY, MS 38652-3931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019
Deed Sale	Jul 29, 2019
Deed Document Number	201902675
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION MS
Recording Date	Jul 29, 2019
Property Address	409 E MAIN ST, NEW ALBANY, MS 38652-3931
Document Number	2019002675
Instrument Date	Jul 26, 2019
Instrument	2019002675
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E MAIN ST, NEW ALBANY, MS 38652-3931

Mortgage

Document Number	2019002676
Date	Jul 29, 2019
Instrument	2019002676

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Municipality	New Albany City
Unified School District	New Albany Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,200.00 (+3.45%) Homeowner's exemption	$10,200 (-)	$102,000 (-) Land $10,890 Building $91,110
2024	$1,160.00 (-0.34%)
2023	$1,164.00 (+42.47%) Homeowner's exemption	$10,200 (+31.49%)	$102,000 (+31.49%) Land $10,890 Building $91,110
2022	$817.00 Homeowner's exemption	$7,757	$77,570 Land $9,900 Building $67,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LEE W/A #5-RED HILL public/private · serves 298 people · EPA ID MS0410040
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
ACE Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20