Union County property record for 405 E Main St, New Albany, MS 38652
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 2,960 sqft · built 1915 |
| Owner | Individual Name on Record |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039N-08-302.00 |
| Primary APN | 039N-08-302.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 2,960 sqft Living Area |
| 2nd Floor Area | 586 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Loading Dock | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 E MAIN ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT LOT 24 ORIGINALETUX-VANCE R SMITH |
| Legal Lot Number | 24 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Albany Historic District listed 2024 · 733 contributing resources · NRIS 100010772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Union County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 405 E MAIN ST, NEW ALBANY, MS 38652-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2014 |
| Deed Sale | Mar 13, 2014 |
| Deed Document Number | 2014000810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 405 E MAIN ST, NEW ALBANY, MS 38652-3931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 405 E MAIN ST, NEW ALBANY, MS 38652-3931 |
| Document Number | 2020001719 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020001719 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Union County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,489.00 (+0.81%) Homeowner's exemption | $12,168 (-2.02%) | $121,680 (-2.02%) Land $12,470 Building $109,210 |
| 2024 | $1,477.00 (-0.4%) | ||
| 2023 | $1,483.00 (+27.73%) Homeowner's exemption | $12,419 (+22.44%) | $124,190 (+22.44%) Land $12,470 Building $111,720 |
| 2022 | $1,161.00 Homeowner's exemption | $10,143 | $101,430 Land $11,340 Building $90,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH LEE W/A #5-RED HILL public/private · serves 298 people · EPA ID MS0410040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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