Union County property record for 416 E Main St, New Albany, MS 38652
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,395 sqft · built 1900 |
| Lot Size | 0.673 acres (29,336 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,623 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jul 2021 Transfer + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040N-08-106.00 |
| Primary APN | 040N-08-106.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 2,395 sqft Living Area |
| 1st Floor Area | 1,349 sqft |
| 2nd Floor Area | 1,046 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,336 sqft (0.673 acres) |
| Deck Area | 622 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 416 E MAIN ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-3930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILBANKS S/DETUX-NATALIE FLOYD |
| Legal Range | 03E |
| Legal Township | 07S |
| Legal Section | 08 |
| Legal Subdivision | WILBANKS |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Albany Historic District listed 2024 · 733 contributing resources · NRIS 100010772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Union County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BNA BANK |
| Jul 16, 2021 | Correction Deed |
| Jul 16, 2021 | Correction Deed |
| Jul 16, 2021 | Correction Deed |
| Jul 16, 2021 | Correction Deed |
| Jul 16, 2021 | Correction Deed |
| May 12, 2021 | Warranty Deed, Transfer |
| May 12, 2021 | Warranty Deed, Transfer |
| May 12, 2021 | Warranty Deed, Transfer |
| May 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2009 |
| Transfer Doc | 0000000670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2017001397 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 2017001397 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Jul 16, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021002711 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021002711 |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 300 S DENTON RD, NEW ALBANY, MS 38652-2815 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Jul 16, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021002714 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021002714 |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 300 S DENTON RD, NEW ALBANY, MS 38652-2815 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Jul 16, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021002716 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021002716 |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 300 S DENTON RD, NEW ALBANY, MS 38652-2815 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Jul 16, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021002713 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021002713 |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 300 S DENTON RD, NEW ALBANY, MS 38652-2815 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Jul 16, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021002715 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021002715 |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 300 SOUTH DENTON ROAD, NH |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | May 12, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021001774 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021001774 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 S DENTON RD, NEW ALBANY, MS 38652-2815 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | May 12, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021001773 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021001773 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 S DENTON RD, NEW ALBANY, MS 38652-2815 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | May 12, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021001771 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021001771 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 S DENTON RD, NEW ALBANY, MS 38652-2815 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | May 12, 2021 |
| Property Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2021001772 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021001772 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 S DENTON RD, NEW ALBANY, MS 38652-2815 |
| Name | Verified Name |
|---|---|
| Address | 416 E MAIN ST, NEW ALBANY, MS 38652-3930 |
Source: Union County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,623.00 (+3.31%) Homeowner's exemption | $13,077 (-) | $130,770 (-) Land $13,970 Building $116,800 |
| 2024 | $1,571.00 (-0.38%) | ||
| 2023 | $1,577.00 (+27.18%) Homeowner's exemption | $13,077 (+22.29%) | $130,770 (+22.29%) Land $13,970 Building $116,800 |
| 2022 | $1,240.00 Homeowner's exemption | $10,693 | $106,930 Land $12,700 Building $94,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH LEE W/A #5-RED HILL public/private · serves 298 people · EPA ID MS0410040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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