Union County property record for 404 E Main St, New Albany, MS 38652
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,137 sqft · built 2011 |
| Lot Size | 0.327 acres (14,280 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,629 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039N-08-340.01 |
| Primary APN | 039N-08-340.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,137 sqft Living Area |
| 2nd Floor Area | 235 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,280 sqft (0.327 acres) |
| Lot Dimensions | 170 ft deep x 84 ft wide |
| Loading Dock | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 E MAIN ST |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-3930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 ORIGINALETUX- SARAH GARRETT |
| Legal Subdivision | ORIGINAL |
| Legal Lot Number | 19 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Albany Historic District listed 2024 · 733 contributing resources · NRIS 100010772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Union County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 404 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage BNA BANK |
| Jun 2, 2022 | Warranty Deed, Transfer BNA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 |
| Deed Sale | Jun 2, 2022 |
| Prior Sale | Sep 1, 2016 |
| Deed Document Number | 2022002235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 404 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 404 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2023000482 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023000482 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 16, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Jun 2, 2022 |
| Property Address | 404 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2022002235 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022002235 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 E MAIN ST, NEW ALBANY, MS 38652-3930 |
| Document Number | 2022002239 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022002239 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 16, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,629.00 (+3.06%) Homeowner's exemption | $19,918 (-) | $199,180 (-) Land $7,270 Building $191,910 |
| 2024 | $2,551.00 (-0.31%) | ||
| 2023 | $2,559.00 (+25.75%) Homeowner's exemption | $19,918 (+22.91%) | $199,180 (+22.91%) Land $7,270 Building $191,910 |
| 2022 | $2,035.00 Homeowner's exemption | $16,205 | $162,050 Land $6,490 Building $155,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH LEE W/A #5-RED HILL public/private · serves 298 people · EPA ID MS0410040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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