409 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 409 E Franklin St, Monroe, NC 28112

Property Summary

Property Type	Convenience Store
Details	1,960 sqft · built 1975
Lot Size	0.315 acres (13,721 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Dec 2023)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-231-048`

Property Details

APN / Parcel Number

Primary APN	`09-231-048`

Interior

Stories	1 Story
Building Area	1,960 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	13,721 sqft (0.315 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	409 E FRANKLIN ST
City	MONROE
State	NC
Zip	28112-5601
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Local Zoning Code	OT MONROE
Legal Description	PB01 PG172; 8822-0111
Legal Subdivision	MCCAULEY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1028
Census Tract	20602

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	409 E FRANKLIN ST, MONROE, NC 28112-5601
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Nov 3, 2008 · Amount on Record
Deed Document Number	202329067
Deed Book / Page	8822 / 111
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 5, 2023
Property Address	409 E FRANKLIN ST, MONROE, NC 28112-5601
Document Number	0008822111
Book / Page	8822 / 111
Instrument Date	Dec 4, 2023
Instrument	29067
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	MASTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E FRANKLIN ST, MONROE, NC 28112-5601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 CHAPEL GROVE RD, GASTONIA, NC 28052-8180

Mortgage

Document Number	0000029068
Date	Dec 5, 2023
Instrument	29068

Lender

Name	ZERAYACOB HABTEMARIAM ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	24 Months
Due	Dec 1, 2025

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,700 (-) Land $67,200 Building $166,500	$233,700 (-) Land $67,200 Building $166,500
2025	$2,043.00 (+41.88%)	$233,700 (+76.91%) Land $67,200 Building $166,500	$233,700 (+76.91%) Land $67,200 Building $166,500
2023	$1,440.00	$132,100 Land $60,200 Building $71,900	$132,100 Land $60,200 Building $71,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures