408 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 408 E Franklin St, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Office Building
Details	1,319 sqft · built 1928
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (May 2017)
Tax Bill	$812 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-231-208`

Property Details

APN / Parcel Number

Primary APN	`09-231-208`

Interior

Stories	1 Story
Building Area	1,319 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,193 sqft (0.234 acres)
Porch	Slab
Porch Area	337 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	408 E FRANKLIN ST
City	MONROE
State	NC
Zip	28112-5600
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	6934-089
Legal Subdivision	MCCAULEY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	20602

Owner

Source: Union County records · APN 09-231-208

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1406 LANCASTER AVE, MONROE, NC 28112-6102
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2017 · Amount on Record
Deed Sale	May 18, 2017 · Amount on Record
Deed Document Number	201713715
Deed Book / Page	6934 / 89
Record Updated	Jun 08, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 18, 2017
Property Address	408 E FRANKLIN ST, MONROE, NC 28112-5600
Document Number	693489
Book / Page	006934 / 000089
Instrument Date	May 18, 2017
Instrument	13715
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 LANCASTER AVE MONROE NC 281126102, MONROE, NC 28112-6102

Mortgage

Document Number	693492
Date	May 18, 2017
Book Page	006934/000092
Instrument	13716

Lender

Name	DWIGHT D & KAY A JORDAN
Address	2018 ROCK REST RD, WINGATE, NC 28174-7717
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	May 17, 2027

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00 (+12.93%)	$92,900 (+40.76%) Land $44,800 Building $48,100	$92,900 (+40.76%) Land $44,800 Building $48,100
2023	$719.00	$66,000 Land $28,200 Building $37,800	$66,000 Land $28,200 Building $37,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.