404 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 404 E Franklin St, Monroe, NC 28112

Property Summary

Property Type	Auto Repair, Garage
Details	3,701 sqft · built 1970
Lot Size	0.457 acres (19,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,500 (Apr 2007)
Tax Bill	$4,868 (2025)
Deeds & Mortgages	Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-231-209`

Property Details

APN / Parcel Number

Primary APN	`09-231-209`

Interior

Stories	1 Story
Building Area	3,701 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	19,907 sqft (0.457 acres)

Location & Zoning

Street Address	404 E FRANKLIN ST
City	MONROE
State	NC
Zip	28112-5600
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	OT MONROE
Legal Description	E FRANKLIN ST
Legal Subdivision	MCCAULEY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	20602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 LAKE STONE DR, MONROE, NC 28112-8452
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2007 · Amount on Record
Deed Sale	Apr 20, 2007 · Amount on Record
Deed Document Number	200717280
Deed Book / Page	4528 / 225
Prior Transfer Date	Apr 19, 2007
Prior Transfer Doc	4528223
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jun 18, 2019
Property Address	404 E FRANKLIN ST, MONROE, NC 28112-5600
Document Number	7394732
Book / Page	007394 / 000732
Instrument Date	Jun 17, 2019
Instrument	16936
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	402 E JEFFERSON ST MONROE NC 281124826, MONROE, NC 28112-4826

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,900 (-) Land $87,500 Building $469,400	$556,900 (-) Land $87,500 Building $469,400
2025	$4,868.00 (+1.71%)	$556,900 (+26.89%) Land $87,500 Building $469,400	$556,900 (+26.89%) Land $87,500 Building $469,400
2023	$4,786.00	$438,900 Land $55,200 Building $383,700	$438,900 Land $55,200 Building $383,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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