418 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 418 E Franklin St, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Homes (Retired, Handicap, Rest, Convalescent, Nursing)
Year BuiltBuilt 1902
Square Footage4,308 sqft Total Area
Lot Size115,434 sqft (2.65 acres)
GarageCarport, 357 sqft
Last Sale$415,000 (2020)
Tax Bill$6,522.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-231-205

Interior

Building Area4,308 sqft Total Area
Stories3 Stories

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area115,434 sqft (2.65 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area357 sqft Garage
CarportCarport
Carport Area357 sqft Carport
Total Buildings3 Total Buildings
Porch Area1,302 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address418 E FRANKLIN ST
CityMONROE
StateNC
Zip28112-5600
Property UsageCommercial Property Usage
TypeCommercial > Retail > Homes (Retired, Handicap, Rest, Convalescent, Nursing)
Legal Description2.65A 7885-074
Legal SubdivisionMCCAULEY
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup1
Census Block1029
Census Tract20602

Owner

Source: Union County records · APN 09-231-205

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1699, MONROE, NC 28111-1699
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Warranty Deed, Transfer · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Mar 02, 2017Deed of Trust, Mortgage
MARIAM B MCFALLS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Prior SaleApr 24, 2003 · Amount on Record
Deed Doc Number202047007
Deed Book / Page7885 / 74
Record RefreshedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 13, 2020
Property Address418 E FRANKLIN ST, MONROE, NC 28112-5600
Document Number0000788574
Book / Page7885 / 74
Instrument DateNov 12, 2020
Instrument47007
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$830.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1699, MONROE, NC 28111-1699

Mortgage

Document Number0000047008
DateNov 13, 2020
Instrument47008
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address418 E FRANKLIN ST, MONROE, NC 28112-5600
Document Number6886742
Book / Page006886 / 000742
Instrument DateMar 02, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address418 E FRANKLIN ST MONROE NC 281125600, MONROE, NC 28112-5600

Mortgage

Document Number6886742
DateMar 02, 2017
Book Page006886/000742
Instrument5863
Lender
NameMARIAM B MCFALLS
Address526 CHRISTOPHER LN, CHESTER, SC 29706-5112
Agreement
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,522.00 (+32.89%) Additional exemption filed$746,100 (-14.84%) Land $452,300 Building $293,800$1,039,900 (+18.7%) Land $452,300 Building $587,600
2023$4,908.00 Additional exemption filed$876,100 Land $320,000 Building $556,100$876,100 Land $320,000 Building $556,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Monroe Residential Historic District
listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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