409 Dearborn St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 409 Dearborn St, Buffalo, NY 14207

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,788 sqft · built 1900
Lot Size	0.063 acres (2,739 sqft)
Owner	Company Name on Record
Last Sale	$45,500 (Jul 2019)
Tax Bill	$485 (2026)
Deeds & Mortgages	Mar 2023 Construction Loan Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140200 88.24-2-39`

Property Details

APN / Parcel Number

Primary APN	`140200 88.24-2-39`
Alternative APNs	`02000882400002039000` `04998900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Total Area
1st Floor Area	1,022 sqft
Upper Floors Area	766 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,739 sqft (0.063 acres)
Lot Dimensions	82.5 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04998900
Street Address	409 DEARBORN ST
City	BUFFALO
State	NY
Zip	14207-2514
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-2R
Legal Description	NORTH COR FARMER
Legal Subdivision	PARISH TRACT
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2004
Census Tract	5900

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	444 W DELAVAN AVE, BUFFALO, NY 14213-1413
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Construction Mortgage PROBUILDER FINANCIAL LLC
Mar 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage PROBUILDER FINANCIAL LLC
Nov 4, 2022	Deed of Trust, Mortgage PROBUILDER FINANCIAL LLC
Aug 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage CNB BANK
Jul 1, 2019	Referee's Deed, Foreclosure CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Aug 2, 2004 · Amount on Record
Deed Document Number	2019133721
Deed Book / Page	11346 / 4160
Prior Transfer Date	Jun 27, 2019
Prior Transfer Doc	0000133721
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	409 DEARBORN ST, BUFFALO, NY 14207-2514
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4427 UNION RD, CHEEKTOWAGA, NY 14225-2305

Mortgage

Document Number	0140846346
Date	Mar 9, 2023
Book Page	14084/6346
Instrument	2023042193

Lender

Name	PROBUILDER FINANCIAL LLC
Address	WELLESLEY HILLS, MA 02481

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	409 DEARBORN ST, BUFFALO, NY 14207-2514
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4427 UNION RD, CHEEKTOWAGA, NY 14225-2305

Mortgage

Document Number	0114148701
Date	Mar 9, 2023
Book Page	11414/8701
Instrument	2023042194

Lender

Name	PROBUILDER FINANCIAL LLC
Address	WELLESLEY HILLS, MA 02481

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Nov 1, 2023

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	409 DEARBORN ST, BUFFALO, NY 14207-2514
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4427 UNION RD, CHEEKTOWAGA, NY 14225-2305

Mortgage

Document Number	0140737135
Date	Nov 4, 2022
Book Page	14073/7135
Instrument	2022210925

Lender

Name	PROBUILDER FINANCIAL LLC
Address	WELLESLEY HILLS, MA 02481

Agreement

Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	409 DEARBORN ST, BUFFALO, NY 14207-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 W DELAVAN AVE, BUFFALO, NY 14213-1413

Mortgage

Document Number	0139531699
Date	Aug 28, 2020
Book Page	13953/1699
Instrument	2020142951

Lender

Name	CNB BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	ERIE NY
Recording Date	Jul 1, 2019
Property Address	409 DEARBORN ST, BUFFALO, NY 14207-2514
Document Number	0113464160
Book / Page	11346 / 4160
Instrument Date	Jun 27, 2019
Instrument	2019133721
Transaction Type	Foreclosure
Record Updated	Apr 14, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$409.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 W DELAVAN AVE, BUFFALO, NY 14213-1413

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$485.00 (-65.5%)
2025	$1,406.00 (+8.24%)	$147,000 (+83.75%) Land $7,000 Building $140,000	$147,000 (+13.01%) Land $7,000 Building $140,000
2024	$1,299.00 (+213.01%)	$80,000 (-) Land $4,000 Building $76,000	$130,081 (+13.82%) Land $6,504 Building $123,577
2023	$415.00	$80,000 Land $4,000 Building $76,000	$114,286 Land $5,714 Building $108,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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