395 Dearborn St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 395 Dearborn St, Buffalo, NY 14207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,182 sqft · built 1900
Lot Size	0.076 acres (3,320 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2026)
Tax Bill	$618 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`140200 88.25-7-34`

Property Details

APN / Parcel Number

Primary APN	`140200 88.25-7-34`
Alternative APNs	`02000882500007034000` `04998600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	1,369 sqft
Upper Floors Area	813 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,320 sqft (0.076 acres)
Lot Dimensions	82.5 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04998600
Street Address	395 DEARBORN ST
City	BUFFALO
State	NY
Zip	14207-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-2R
Legal Description	67. S FARMER
Legal Subdivision	PARISH TRACT
Legal Block	7
Legal Lot Number	34.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3005
Census Tract	5900

Owner

395 Dearborn St is owned by two individuals who bought it in May 2026.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69 JANICE ST, BUFFALO, NY 14207-2307
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE
Jul 3, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Jul 3, 2023 · Amount on File
Deed Document Number	20262026092989
Deed Book / Page	11461 / 1202
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 20, 2026
Property Address	395 DEARBORN ST, BUFFALO, NY 14207-2512
Document Number	0000092989
Book / Page	11461 / 1202
Instrument Date	Apr 30, 2026
Instrument	202692989
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 20, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Jul 3, 2023
Property Address	395 DEARBORN ST, BUFFALO, NY 14207-2512
Document Number	0114190145
Book / Page	11419 / 145
Instrument Date	Jun 30, 2023
Instrument	2023113254
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount on Record
Tax	$312.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 CULPEPPER RD, WILLIAMSVILLE, NY 14221-3655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 MANHATTAN AVE, BUFFALO, NY 14215-7099

Tax Assessment & Valuation

The 2026 property tax bill for 395 Dearborn St was $618, down 59.7% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$618.00 (-59.66%)
2025	$1,532.00 (+68.54%)	$187,000 (+233.93%) Land $8,000 Building $179,000	$187,000 (+105.37%) Land $8,000 Building $179,000
2024	$909.00 (+212.37%)	$56,000 (-) Land $4,200 Building $51,800	$91,057 (+13.82%) Land $6,829 Building $84,228
2023	$291.00	$56,000 (-) Land $4,200 Building $51,800	$80,000 (+11.42%) Land $6,000 Building $74,000
2022		$56,000 Land $4,200 Building $51,800	$71,800 Land $5,385 Building $66,415

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 395 Dearborn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 395 Dearborn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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