Cowlitz County property record for 409 Cunningham Rd, Kelso, WA 98626 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,740 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $930,000 (Jan 2026) |
| Tax Bill | $7,577 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WD1707002 |
| Primary APN | WD1707002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,740 sqft Living Area |
| Gross Area | 4,128 sqft |
| 1st Floor Area | 1,568 sqft |
| 2nd Floor Area | 1,172 sqft |
| Basement Area | 668 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 243 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3007291 |
|---|---|
| Street Address | 409 CUNNINGHAM RD |
| City | KELSO |
| State | WA |
| Zip | 98626-9482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17 -7N -1W T-3B EXC T-3B-1 FEE 436824 EXC T-3B-2 FEE 436825. |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 17 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | ROSE VALLEY |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 1700 |
Source: Cowlitz County records · APN WD1707002
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1102 ROSE VALLEY RD, KELSO, WA 98626-9657 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jan 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 22, 2026 | Warranty Deed, Transfer COWLITZ COUNTY TITLE |
| Sep 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Jan 22, 2026 · Amount on Record |
| Deed Document Number | 20263783447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Jan 22, 2026 |
| Property Address | 409 CUNNINGHAM RD, KELSO, WA 98626-9482 |
| Document Number | 0003783447 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 3783447 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2026 |
| Title Company | COWLITZ COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,284.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1102 ROSE VALLEY RD, KELSO, WA 98626-9657 |
| Document Number | 0003783448 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 3783448 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Jan 22, 2026 |
| Property Address | 409 CUNNINGHAM RD, KELSO, WA 98626-9482 |
| Document Number | 0003783446 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 3783446 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2026 |
| Title Company | COWLITZ COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,284.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 RESERVE RD STE G300, G300, DANBURY, CT 06810-5271 |
| Mail Care Of | RIEFBERG REAL ESTATE AND RELOCATION SERV |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Sep 01, 2023 |
| Property Address | 409 CUNNINGHAM RD, KELSO, WA 98626-9482 |
| Document Number | 0003739999 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 3739999 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL LONGVIEW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,677.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CUNNINGHAM RD, KELSO, WA 98626-9482 |
| Document Number | 0003740000 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 3740000 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 409 CUNNINGHAM RD, KELSO, WA 98626-9482 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE VANCOUVER |
| Name | Verified Name |
|---|
| Document Number | 0003657806 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 3657806 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Cowlitz County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Kelso School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,577.00 (+3.61%) | $803,500 (+6.79%) Land $137,950 Building $665,550 | $803,500 (+6.79%) Land $137,950 Building $665,550 |
| 2024 | $7,313.00 (-8.72%) | $752,410 (-6.1%) Land $135,240 Building $617,170 | $752,410 (-6.1%) Land $135,240 Building $617,170 |
| 2023 | $8,012.00 | ||
| 2022 | $801,260 Land $128,800 Building $672,460 | $801,260 Land $128,800 Building $672,460 |
Source: FEMA National Flood Hazard Layer, Cowlitz County (53015C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530150017005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (1980–1983) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1983, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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