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405 Cunningham Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 405 Cunningham Rd, Kelso, WA 98626

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,112 sqft · built 2017
Lot Size1.26 acres (54,886 sqft)
Owner2 Company Names on Record
Last Sale$82,000 (Aug 2016)
Tax Bill$5,804 (2025)
Deeds & MortgagesDec 2025 Transfer
Apr 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APNWD1609015

Property Details

APN / Parcel Number

Primary APNWD1609015
Alternative APNs
  • R052890
  • 3052890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,112 sqft Living Area
Gross Area3,346 sqft
1st Floor Area2,112 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area54,886 sqft
Garage TypeAttached
Garage Area1,234 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number3052890
Street Address405 CUNNINGHAM RD
CityKELSO
StateWA
Zip98626-9482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal Description16 -7N -1W CC13102 LOT 2 SW/NW EXC LOT 2A FEE 3333647.
Legal Range01W
Legal Township07N
Legal Section16
Legal SubdivisionSHORT SUB 2-22
Legal Lot Number2,2A
JurisdictionCOWLITZ WA
Township / Civil DivisionROSE VALLEY
Census Block Group5
Census Block5008
Census Tract1700

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address405 CUNNINGHAM RD, KELSO, WA 98626-9482
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Intrafamily Transfer, Transfer
Apr 24, 2017Trustee's Deed, Construction Loan · Construction Mortgage
COLUMBIA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2016 · Amount on Record
Deed SaleAug 5, 2016 · Amount on Record
Prior SaleOct 5, 2006 · Amount on Record
Deed Document Number20163549575
Last Transfer DateDec 2, 2025
Transfer Doc0003781195
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOWLITZ WA
Recording DateDec 10, 2025
Property Address405 CUNNINGHAM RD, KELSO, WA 98626-9482
Document Number0003781195
Instrument DateDec 2, 2025
Instrument3781195
Transaction TypeTransfer
Record UpdatedDec 30, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address405 CUNNINGHAM RD, KELSO, WA 98626-9482

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCOWLITZ WA
Recording DateApr 24, 2017
Property Address405 CUNNINGHAM RD, KELSO, WA 98626-9482
Instrument DateApr 20, 2017
Instrument3566714
Transaction TypeConstruction Loan
Record UpdatedMay 2, 2017
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address405 CUNNINGHAM RD KELSO WA 986269482, KELSO, WA 98626-9482

Mortgage

Document Number0003566714
DateApr 24, 2017
Instrument3566714
Lender
NameCOLUMBIA CU
TypeCredit Union
AddressVANCOUVER, WA 98666
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term180 Months
DueApr 23, 2032

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWashington
CountyCowlitz County
Unified School DistrictKelso School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,804.00 (+3.79%)$616,800 (+7.19%) Land $74,540 Building $542,260$616,800 (+7.19%) Land $74,540 Building $542,260
2024$5,592.00 (-9.34%)$575,450 (-6.58%) Land $73,080 Building $502,370$575,450 (-6.58%) Land $73,080 Building $502,370
2023$6,168.00
2022$615,950 Land $69,600 Building $546,350$615,950 Land $69,600 Building $546,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1980–1983)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Astound Broadband
Fixed Wireless		1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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