401 Cunningham Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 401 Cunningham Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,259 sqft · built 1937
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$388,750 (Aug 2015)
Tax Bill	$7,130 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WD1609003`

Property Details

APN / Parcel Number

Primary APN	`WD1609003`
Alternative APNs	`R007209` `3007209`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,259 sqft Living Area
Gross Area	5,379 sqft
1st Floor Area	4,259 sqft
Flooring	Wood

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2002
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3007209
Street Address	401 CUNNINGHAM RD
City	KELSO
State	WA
Zip	98626-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	16 -7N -1W CC13102 LOT 1 SW/NW EXC CC13102 LOT 2 FEE 3191701 FKA T-9B-1,9C EXC R/W INCL T-9B-1 FEE 3188296.
Legal Range	01W
Legal Township	07N
Legal Section	16
Legal Subdivision	SHORT 02-022
Legal Lot Number	1,2
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5008
Census Tract	1700

Owner

Source: Cowlitz County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1130, KELSO, WA 98626-0116
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Document Number	20153527363
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	401 CUNNINGHAM RD, KELSO, WA 98626-9482
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	FIDELITY NATIONAL TITLE VANCOUVER, FIDELITY NATL TTL VANCOUVER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CUNNINGHAM RD, KELSO, WA 98626-9482

Mortgage

Document Number	0003736217
Date	Jun 22, 2023
Instrument	3736217

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	401 CUNNINGHAM RD, KELSO, WA 98626-9482
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003679016
Date	Apr 16, 2021
Instrument	3679016

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,130.00 (+6.12%)	$754,360 (+6.13%) Land $74,540 Building $679,820	$754,360 (+6.13%) Land $74,540 Building $679,820
2024		$710,790 (+5.41%) Land $73,080 Building $637,710	$710,790 (+5.41%) Land $73,080 Building $637,710
2023	$6,719.00
2022		$674,290 Land $69,600 Building $604,690	$674,290 Land $69,600 Building $604,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Radiate Holdings Fixed Wireless	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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