375 Cunningham Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 375 Cunningham Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 2012
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Company Names on File
Last Sale	$610,000 (Dec 2023)
Tax Bill	$5,727 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WD1609016`

Property Details

APN / Parcel Number

Primary APN	`WD1609016`
Alternative APNs	`R091750` `3091750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	2,320 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	47,045 sqft
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3091750
Street Address	375 CUNNINGHAM RD
City	KELSO
State	WA
Zip	98626-9481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 -7N -1W CC15136 LOT 2
Legal Range	01W
Legal Township	07N
Legal Section	16
Legal Subdivision	SHORT SUBDIVISION #CC 07-73
Legal Lot Number	2
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5008
Census Tract	1700

Owner

Source: Cowlitz County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	375 CUNNINGHAM RD, KELSO, WA 98626-9481
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	20233744448
Last Transfer Date	Sep 24, 2025
Transfer Doc	0003778547
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COWLITZ WA
Recording Date	Oct 20, 2025
Property Address	375 CUNNINGHAM RD, KELSO, WA 98626-9481
Document Number	0003778547
Map Reference	DOC 3376410
Instrument Date	Sep 24, 2025
Instrument	3778547
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Dec 4, 2023
Property Address	375 CUNNINGHAM RD, KELSO, WA 98626-9481
Document Number	0003744448
Map Reference	DOC 3376410
Instrument Date	Nov 30, 2023
Instrument	3744448
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,388.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 CUNNINGHAM RD, KELSO, WA 98626-9481

Mortgage

Document Number	0003744449
Date	Dec 4, 2023
Instrument	3744449

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Nov 24, 2021
Property Address	375 CUNNINGHAM RD, KELSO, WA 98626-9481
Document Number	0003701321
Map Reference	VOL 15 PG 126
Instrument Date	Nov 23, 2021
Instrument	3701321
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	NOT AVAILABLE, STEWART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,897.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 CUNNINGHAM RD, KELSO, WA 98626-9481

Mortgage

Document Number	0003701322
Date	Nov 24, 2021
Instrument	3701322

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,727.00 (+4.68%)	$610,690 (+7.12%) Land $76,730 Building $533,960	$610,690 (+7.12%) Land $76,730 Building $533,960
2024	$5,471.00 (-9.32%)	$570,090 (-5.73%) Land $75,220 Building $494,870	$570,090 (-5.73%) Land $75,220 Building $494,870
2023	$6,033.00
2022		$604,760 Land $71,640 Building $533,120	$604,760 Land $71,640 Building $533,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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