316 Avalon Dr, Troy, IL 62294 Property Records

Madison County property record for 316 Avalon Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,465 sqft · built 1995
Lot Size	0.183 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Nov 2022)
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2022 Mortgage + 1 more
APN	`09-2-22-09-16-404-006`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-16-404-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	316 AVALON DR
City	TROY
State	IL
Zip	62294-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE VI LOT 44 80 X 100
Legal Subdivision	CREEKSIDE VI SUB
Legal Lot Number	44
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3021
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 AVALON DR, TROY, IL 62294-2086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME LENDING CORP
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage COLLINSVILLE BLDG & LN ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Prior Sale	Jul 8, 2019 · Amount on File
Deed Document Number	202235828
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 8, 2022
Property Address	316 AVALON DR, TROY, IL 62294-2086
Document Number	0000035828
Map Reference	PC 59 PG 62
Instrument Date	Oct 31, 2022
Instrument	2022R35828
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	316 AVALON DR, TROY, IL 62294-2086

Mortgage

Document Number	0000035829
Date	Nov 8, 2022
Instrument	2022R35829

Lender

Name	AMERICAN HOME LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.5%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	316 AVALON DR, TROY, IL 62294-2086
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011513
Date	Apr 4, 2022
Instrument	2022R11513

Lender

Name	INB NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 8, 2019
Property Address	316 AVALON DR, TROY, IL 62294-2086
Document Number	0000020962
Instrument Date	Jun 28, 2019
Instrument	20962
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 AVALON DR TROY IL 622942086, TROY, IL 62294-2086

Mortgage

Document Number	20963
Date	Jul 8, 2019
Instrument	20963

Lender

Name	COLLINSVILLE BLDG & LN ASSN
Type	Funding / Finance Company
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,720.00 (+6.78%)	$88,680 (+29.8%) Land $17,480 Building $71,200	$266,040 (+29.67%) Land $52,440 Building $213,600
2024	$5,357.00 (+15.06%)
2022	$4,656.00	$68,320 Land $13,630 Building $54,690	$205,165 Land $40,931 Building $164,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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