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409 2nd St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 409 2nd St, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,430 sqft · built 1965
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$267,586 (Feb 2020)
Tax Bill$9,682 (2025)
Deeds & MortgagesDec 2025 Sale
Feb 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-00048-0000-00005

Property Details

APN / Parcel Number

Primary APN10-00048-0000-00005
Alternative APN
  • 100004800005

Interior

Stories1 Story
Building Area1,430 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address409 2ND ST
CityMIDDLESEX
StateNJ
Zip08846-1465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X100 6
Legal Block48
Legal Lot Number5
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group4
Census Block4000
Census Tract200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00048-0000-00005

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 2ND ST, MIDDLESEX, NJ 08846-1465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed, Transfer
UNKNOWN, CATIC TITLE
Feb 11, 2020Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2020 · Amount on Record
Deed SaleFeb 11, 2020 · Amount on Record
Prior SaleApr 28, 2004
Deed Document Number202013698
Deed Book / Page17779 / 1520
Record UpdatedSep 20, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateDec 19, 2025
Property Address409 2ND ST, MIDDLESEX, NJ 08846-1465
Document Number0000078752
Book / Page19909 / 286
Instrument DateDec 19, 2025
Instrument2025078752
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyUNKNOWN, CATIC TITLE

Transaction

AmountAmount Recorded
Tax$4,280.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address16 KINGSTON DR, JACKSON, NJ 08527-4957

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ELECTRIC ST, METUCHEN, NJ 08840-1714

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateFeb 11, 2020
Property Address409 2ND ST, MIDDLESEX, NJ 08846-1465
Document Number2020013698
Book / Page17779 / 1520
Instrument DateJan 29, 2020
Instrument2020013698
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyASSOCIATED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,465.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6749 64TH TER E, 6749, BRADENTON, FL 34203-8049

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 2ND ST, MIDDLESEX, NJ 08846-1465

Mortgage

Document Number2020013699
DateFeb 11, 2020
Instrument2020013699
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$456,700 (-) Land $122,400 Building $334,300$456,700 (-) Land $122,400 Building $334,300
2025$9,682.00 (+6.4%)$456,700 (+16.12%) Land $122,400 Building $334,300$456,700 (+16.12%) Land $122,400 Building $334,300
2024$9,100.00 (+7.24%)
2023$393,300 Land $122,400 Building $270,900$393,300 Land $122,400 Building $270,900
2022$8,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 92 individual NFIP policies nearby
Nearby Flood Policies92 in force
Nearby Flood Claims606 (1979–2025)
Claims Outside the SFHA17 of 606
Most Recent ClaimJul 2025, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Aug 2011 · 133 claims
  • Severe Storms And Flooding, Mar 2010 · 160 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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