354 2nd St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 354 2nd St, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1953
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2019)
Tax Bill	$8,382 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10 00043-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`10 00043-0000-00030`
Alternative APNs	`10-00043-0000-00030-01` `100004300030`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	1000043000000030
Street Address	354 2ND ST
City	MIDDLESEX
State	NJ
Zip	08846-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75X100 31
Legal Subdivision	DUNELLEN TERRACE
Legal Block	43
Legal Lot Number	30.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1024
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10 00043-0000-00030

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	354 2ND ST, MIDDLESEX, NJ 08846-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 02, 2019	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2019 · Amount on Record
Deed Sale	Aug 02, 2019 · Amount on Record
Deed Document Number	201961085
Deed Book / Page	17574 / 1299
Last Transfer Date	Jan 15, 2021
Transfer Doc	0000042353
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	354 2ND ST, MIDDLESEX, NJ 08846-1464
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 2ND ST, MIDDLESEX, NJ 08846-1464

Mortgage

Document Number	0000052588
Date	Sep 06, 2023
Book Page	19292/1940
Instrument	2023052588

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 08, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 25, 2021
Property Address	354 2ND ST, MIDDLESEX, NJ 08846-1464
Document Number	0000042353
Book / Page	18360 / 1343
Instrument Date	Jan 15, 2021
Instrument	2021042353
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	NATIONS TITLE, NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 2ND ST, MIDDLESEX, NJ 08846-1464

Mortgage

Document Number	0000042354
Date	Mar 25, 2021
Instrument	2021042354

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 02, 2019
Property Address	354 2ND ST, MIDDLESEX, NJ 08846-1464
Document Number	2019061085
Book / Page	17574 / 1299
Map Reference	MAP 716-525
Instrument Date	Jul 16, 2019
Instrument	2019061085
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	GUARDIAN SETMNT AGENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$667.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5308 JEWEL LN, 5308, STURGEON BAY, WI 54235-2355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 2ND ST, MIDDLESEX, NJ 08846-1464

Mortgage

Document Number	2019061086
Date	Aug 02, 2019
Instrument	2019061086

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,400 (-) Land $126,900 Building $268,500	$395,400 (-) Land $126,900 Building $268,500
2025	$8,382.00 (+10.41%)	$395,400 (+20.51%) Land $126,900 Building $268,500	$395,400 (+20.51%) Land $126,900 Building $268,500
2024	$7,592.00 (+14.06%)
2023		$328,100 Land $122,400 Building $205,700	$328,100 Land $122,400 Building $205,700
2022	$6,656.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 45 individual NFIP policies nearby
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025, rainfall accumulation
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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