405 2nd St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 405 2nd St, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,623 sqft · built 1915
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2023)
Tax Bill	$9,413 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00048-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`10-00048-0000-00003`
Alternative APN	`100004800003`

Interior

Stories	2 Stories
Building Area	1,623 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	405 2ND ST
City	MIDDLESEX
State	NJ
Zip	08846-1465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100 4
Legal Subdivision	DUNELLEN TERRACE
Legal Block	48
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4000
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00048-0000-00003

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 2ND ST, MIDDLESEX, NJ 08846-1465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	202374097
Deed Book / Page	19364 / 867
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 20, 2023
Property Address	405 2ND ST, MIDDLESEX, NJ 08846-1465
Document Number	0000074097
Book / Page	19364 / 867
Instrument Date	Dec 01, 2023
Instrument	2023074097
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 SUSSEX CT, EDISON, NJ 08820-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 2ND ST, MIDDLESEX, NJ 08846-1465

Mortgage

Document Number	0000074098
Date	Dec 20, 2023
Book Page	19364/872
Instrument	2023074098

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,000 (+6.98%) Land $122,400 Building $352,600	$475,000 (+6.98%) Land $122,400 Building $352,600
2025	$9,413.00 (-5.18%)	$444,000 (+3.5%) Land $122,400 Building $321,600	$444,000 (+3.5%) Land $122,400 Building $321,600
2024	$9,927.00 (+8.16%)
2023		$429,000 (+362.28%) Land $122,400 Building $306,600	$429,000 (+362.28%) Land $122,400 Building $306,600
2022	$9,178.00	$92,800 Land $30,000 Building $62,800	$92,800 Land $30,000 Building $62,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 92 individual NFIP policies nearby
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.