420 2nd St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 420 2nd St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1957
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,500 (Sep 2019)
Tax Bill	$8,872 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`10-00044-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`10-00044-0000-00028`
Alternative APN	`100004400028`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	420 2ND ST
City	MIDDLESEX
State	NJ
Zip	08846-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	75X100 29-30
Legal Block	44
Legal Lot Number	28
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1023
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 2ND ST, MIDDLESEX, NJ 08846-1468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROVIDENT BANK
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROVIDENT BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY NOW
Sep 30, 2019	Deed, Transfer · Conventional Mortgage PEAPACK GLADSTONE BANK
Dec 31, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	201980634
Deed Book / Page	17636 / 1280
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	420 2ND ST, MIDDLESEX, NJ 08846-1468
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001720
Date	Jan 8, 2026
Book Page	19922/324
Instrument	2026001720

Lender

Name	PROVIDENT BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 28, 2040

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	420 2ND ST, MIDDLESEX, NJ 08846-1468
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 2ND ST, MIDDLESEX, NJ 08846-1468

Mortgage

Document Number	0000057386
Date	Sep 27, 2023
Book Page	19309/145
Instrument	2023057386

Lender

Name	PROVIDENT BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	420 2ND ST, MIDDLESEX, NJ 08846-1468
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135101
Date	Dec 28, 2020
Book Page	18201/1870
Instrument	2020135101

Lender

Name	EQUITY NOW
Type	Mortgage Company
Address	MAMARONECK, NY 10543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 30, 2019
Property Address	420 2ND ST, MIDDLESEX, NJ 08846-1468
Document Number	2019080634
Book / Page	17636 / 1280
Instrument Date	Sep 27, 2019
Instrument	2019080634
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,804.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 STANFORD DR # DR4B, 9, BRIDGEWATER, NJ 08807-3438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 2ND ST, MIDDLESEX, NJ 08846-1468

Mortgage

Document Number	2019080635
Date	Sep 30, 2019
Instrument	2019080635

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	420 2ND ST, MIDDLESEX, NJ 08846-1468
Document Number	0000003984
Book / Page	016659 / 000279
Instrument Date	Dec 31, 2016
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 2ND ST MIDDLESEX NJ 088461468, MIDDLESEX, NJ 08846-1468

Mortgage

Document Number	0000003984
Date	Feb 1, 2017
Book Page	016659/000279
Instrument	3984

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,500 (-) Land $126,900 Building $291,600	$418,500 (-) Land $126,900 Building $291,600
2025	$8,872.00 (-0.72%)	$418,500 (+8.36%) Land $126,900 Building $291,600	$418,500 (+8.36%) Land $126,900 Building $291,600
2024	$8,936.00 (+0.49%)
2023		$386,200 Land $126,900 Building $259,300	$386,200 Land $126,900 Building $259,300
2022	$8,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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