4085 Germainder Way, Irvine, CA 92612 Property Records

Orange County property record for 4085 Germainder Way, Irvine, CA 92612

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1965
Lot Size	0.071 acres (3,072 sqft)
Owner	Individual Name on Record
Last Sale	$920,000 (Oct 2021)
Tax Bill	$10,239 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`453-042-40`

Property Details

APN / Parcel Number

Primary APN	`453-042-40`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	3,072 sqft (0.071 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4085 GERMAINDER WAY
City	IRVINE
State	CA
Zip	92612-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5788 BLK LOT 40
Legal Subdivision	TRACT NO 5788
Legal Tract	5788
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1000
Census Tract	62650

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 ROCKY KNL, IRVINE, CA 92612-3258
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
Oct 1, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT
Oct 1, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 22, 2017	Grant Deed, Transfer WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	2021608739
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0000608738
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106

Mortgage

Document Number	0000079343
Date	Mar 19, 2026
Instrument	2026000079343

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106

Mortgage

Document Number	0000149926
Date	Apr 20, 2022
Instrument	2022000149926

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 1, 2021
Property Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106
Document Number	0000608738
Map Reference	MB 216 PG 19-27
Instrument Date	Sep 23, 2021
Instrument	2021000608738
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 1, 2021
Property Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106
Document Number	0000608739
Map Reference	MB 216 PG 19-27
Instrument Date	Sep 9, 2021
Instrument	2021000608739
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106

Mortgage

Document Number	0000608740
Date	Oct 1, 2021
Instrument	2021000608740

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 22, 2017
Property Address	4085 GERMAINDER WAY, IRVINE, CA 92612-2106
Document Number	0000075653
Instrument Date	Feb 21, 2017
Instrument	75653
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$808.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5062 BEREAN LN IRVINE CA 926033309, IRVINE, CA 92603-3309

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$995,837 (+2%) Land $864,664 Building $131,173
2025	$10,239.00 (+2.11%)	$976,311 (+4.04%) Land $847,710 Building $128,601
2024	$10,027.00 (+2.64%)
2023	$9,769.00 (+1.82%)	$938,400 Land $814,792 Building $123,608
2022	$9,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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