4071 Germainder Way, Irvine, CA 92612 Property Records

Orange County property record for 4071 Germainder Way, Irvine, CA 92612

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,356 sqft · built 1965
Lot Size	0.074 acres (3,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (May 2022)
Tax Bill	$12,215 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`453-042-38`

Property Details

APN / Parcel Number

Primary APN	`453-042-38`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	3,200 sqft (0.074 acres)
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	4071 GERMAINDER WAY
City	IRVINE
State	CA
Zip	92612-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5788 BLK LOT 38
Legal Subdivision	TRACT NO. 5788
Legal Tract	5788
Legal Lot Number	38
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1000
Census Tract	62650

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4071 GERMAINDER WAY, IRVINE, CA 92612-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage AF INVESTMENT CORPORATION
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
May 10, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 23, 2022	Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Dec 22, 2014 · Amount on Record
Deed Document Number	2022189966
Prior Transfer Date	Dec 15, 2014
Prior Transfer Doc	0000553526
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jul 20, 2026
Property Address	4071 GERMAINDER WAY, IRVINE, CA 92612-2106
Document Number	0000206062
Instrument Date	Jul 17, 2026
Instrument	2026206062
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31485 HAMBURG CIR, WINCHESTER, CA 92596-9282

Mortgage

Document Number	0000206062,
Date	Jul 20, 2026
Instrument	2026206062

Lender

Name	AF INVESTMENT CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4071 GERMAINDER WAY, IRVINE, CA 92612-2106
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000297751
Date	Jul 20, 2017
Instrument	2017000297751

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	GRINDSTONE, PA 15442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4071 GERMAINDER WAY, IRVINE, CA 92612-2106
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156044
Date	May 10, 2019
Instrument	2019000156044

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 23, 2022
Property Address	4071 GERMAINDER WAY, IRVINE, CA 92612-2106
Document Number	0000189966
Map Reference	MB 216 PG 19-27
Instrument Date	May 5, 2022
Instrument	2022000189966
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4071 GERMAINDER WAY, IRVINE, CA 92612-2106

Mortgage

Document Number	0000189967
Date	May 23, 2022
Instrument	2022000189967

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	11%
Index	Other
Margin	4
Max Rate	11%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,190,674 (+2%) Land $1,062,707 Building $127,967
2025	$12,215.00 (+4.8%)	$1,167,328 (+4.04%) Land $1,041,870 Building $125,458
2023	$11,656.00 (+83.73%)	$1,122,000 Land $1,001,412 Building $120,588
2022	$6,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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