4080 Payne Rd, Bancroft, MI 48414 Property Records

Shiawassee County property record for 4080 Payne Rd, Bancroft, MI 48414 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-35-300-002`

Property Details

APN / Parcel Number

Primary APN	`011-35-300-002`
Alternative APN	`0113530000200`

Exterior

Lot Area	60,984 sqft (1.4 acres)

Location & Zoning

Street Address	4080 PAYNE RD
City	BANCROFT
State	MI
Zip	48414-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T6N R3E COM ON E&W 14 LN OF SEC S8912'57!E 461.49 FT FROM W 14 POST OF SEC CONT S8912'57!E 188 FT S0047'30!W 330 FT N8
Legal Range	03E
Legal Township	06N
Legal Section	35
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3057
Census Tract	31302

Owner

Source: Shiawassee County records · APN 011-35-300-002

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4080 PAYNE RD, BANCROFT, MI 48414-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 18, 2019
Property Address	4080 PAYNE RD, BANCROFT, MI 48414-9754
Document Number	0012610270
Book / Page	001261 / 000270
Instrument Date	Sep 13, 2019
Instrument	3324836
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1662 W BREWER RD OWOSSO MI 488679759, OWOSSO, MI 48867-9759

Mortgage

Document Number	12610271
Date	Sep 18, 2019
Book Page	001261/000271
Instrument	3324837

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,300 (+3.71%)	$128,600 (+3.71%)
2025	$1,242.00 (+3.59%) Homeowner's exemption	$62,000 (+38.7%)	$124,000 (+38.7%)
2024	$1,199.00 (+13.01%)
2023	$1,061.00 Homeowner's exemption	$44,700	$89,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.