Maricopa County property record for 4080 E Cotton Ln, Gilbert, AZ 85234 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,427 sqft · built 2008 |
| Lot Size | 0.176 acres (7,709 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,350 (Sep 2008) |
| Tax Bill | $2,870 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-12-571 |
| Primary APN | 313-12-571 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,427 sqft Living Area |
| 1st Floor Area | 1,587 sqft |
| 2nd Floor Area | 1,840 sqft |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 7,709 sqft (0.176 acres) |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 259 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4080 E COTTON LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND GROVES AT MORRISON RANCH MCR 715-18 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 12 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | HIGHLAND GROVES AT MORRISON RANCH |
| Legal Lot Number | 206 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 422623 |
Source: Maricopa County records · APN 313-12-571
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4080 E COTTON LN, GILBERT, AZ 85234-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Jun 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Jun 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2008 · Amount on Record |
| Deed Sale | Sep 30, 2008 · Amount on Record |
| Prior Sale | Sep 04, 2007 · Amount on Record |
| Deed Document Number | 20080845357 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4080 E COTTON LN, GILBERT, AZ 85234-7705 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 29232, PHOENIX, AZ 85038-9232 |
| Document Number | 0000485276 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 20230485276 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4080 E COTTON LN, GILBERT, AZ 85234-7705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Title Company | EMPIRE WEST TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4080 E COTTON LN, GILBERT, AZ 85234-7705 |
| Document Number | 0000369554 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 20190369554 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4080 E COTTON LN, GILBERT, AZ 85234-7705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Title Company | EMPIRE WEST TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000473471 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | 20200473471 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4080 E COTTON LN, GILBERT, AZ 85234-7705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Title Company | EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 4080 E COTTON LN, GILBERT, AZ 85234-7705 |
| Document Number | 0000608839 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 20210608839 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 01, 2046 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,580 (-0.07%) | $585,800 (-0.07%) Land $117,100 Building $468,700 | |
| 2025 | $2,870.00 (+3.54%) | ||
| 2024 | $58,620 | $586,200 Land $117,200 Building $469,000 | |
| 2023 | $2,772.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 618 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Lumen Technologies | DSL | 140 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Cox Communications, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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