4070 E Cotton Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4070 E Cotton Ln, Gilbert, AZ 85234 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,197 sqft · built 2008
Lot Size	0.176 acres (7,677 sqft)
Owner	Company Name on File
Last Sale	$285,990 (Nov 2008)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-12-572`

Property Details

APN / Parcel Number

Primary APN	`313-12-572`
Alternative APN	`313125722`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,197 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	2,197 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,677 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4070 E COTTON LN
City	GILBERT
State	AZ
Zip	85234-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND GROVES AT MORRISON RANCH MCR 715-18
Legal Range	6E
Legal Township	1S
Legal Section	12
Legal Subdivision	HIGHLAND GROVES AT MORRISON RANCH
Legal Lot Number	207
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1028
Census Tract	422623

Owner

Source: Maricopa County records · APN 313-12-572

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4070 E COTTON LN, GILBERT, AZ 85234-7705
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FIDELITY BANK
Jan 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2008 · Amount on Record
Deed Sale	Nov 19, 2008 · Amount on Record
Prior Sale	Sep 04, 2007 · Amount on Record
Deed Document Number	2008993006
Last Transfer Date	Jan 06, 2022
Transfer Doc	0000092197
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4070 E COTTON LN, GILBERT, AZ 85234-7705
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312339
Date	Apr 25, 2018
Instrument	20180312339

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4070 E COTTON LN, GILBERT, AZ 85234-7705
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 E COTTON LN, GILBERT, AZ 85234-7705

Mortgage

Document Number	0000686053
Date	Jun 22, 2021
Instrument	20210686053

Lender

Name	BOX HOME LOANS
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4070 E COTTON LN, GILBERT, AZ 85234-7705
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 E COTTON LN, GILBERT, AZ 85234-7705

Mortgage

Document Number	0000166716
Date	Feb 23, 2022
Instrument	20220166716

Lender

Name	FIRST FIDELITY BANK
Type	Bank
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2022
Property Address	4070 E COTTON LN, GILBERT, AZ 85234-7705
Document Number	0000092197
Map Reference	MB 715 PG 18
Instrument Date	Jan 06, 2022
Instrument	20220092197
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 E COTTON LN, GILBERT, AZ 85234-7705

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,360 (+72.36%)	$503,600 (+6.54%) Land $100,700 Building $402,900
2025	$2,324.00 (+3.57%)	$29,218 (-42.21%)	$472,700 (-6.51%) Land $94,500 Building $378,200
2024		$50,560	$505,600 Land $101,100 Building $404,500
2023	$2,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 618 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Cox Communications, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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