3482 E Cotton Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3482 E Cotton Ln, Gilbert, AZ 85234 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,224 sqft Living Area
Lot Size9,600 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$745,000 (2025)
Tax Bill$2,611.00 (2025)

Owner

Source: Maricopa County records · APN 309-23-571

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3482 E COTTON LN, GILBERT, AZ 85234-4200
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Sep 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 07, 2020Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2025 · Amount on Record
Deed SaleMay 19, 2025 · Amount on Record
Prior SaleDec 07, 2020 · Amount on Record
Deed Doc Number2025284903
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3482 E COTTON LN, GILBERT, AZ 85234-4200
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3482 E COTTON LN, GILBERT, AZ 85234-4200

Mortgage

Document Number0000152459
DateMar 17, 2026
Instrument20260152459
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueApr 01, 2031

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3482 E COTTON LN, GILBERT, AZ 85234-4200
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000689483
DateSep 04, 2019
Instrument20190689483
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2039

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 07, 2020
Property Address3482 E COTTON LN, GILBERT, AZ 85234-4200
Document Number0001202657
Map ReferenceMB 481 PG 23
Instrument DateDec 02, 2020
Instrument20201202657
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyAMERICAN TITLE SVC AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3482 E COTTON LN, 3482, GILBERT, AZ 85234-4200

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3482 E COTTON LN, GILBERT, AZ 85234-4200

Mortgage

Document Number0001202658
DateDec 07, 2020
Instrument20201202658
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$57,330 (+70.43%)$573,300 (+7.32%) Land $114,600 Building $458,700
2025$2,611.00 (+6.35%)$33,639 (-40.04%)$534,200 (-4.78%) Land $106,800 Building $427,400
2024$56,100$561,000 Land $112,200 Building $448,800
2022$2,455.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN309-23-571
Alternative APN
  • 309235718

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,224 sqft Living Area
Gross Area2,405 sqft Gross Area
1st Floor2,224 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialConcrete Roof
Lot Area9,600 sqft (0.22 acres)
Parking Spaces3 Parking Spaces
Pool Area500 sqft Pool
Patio Area180 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3482 E COTTON LN
CityGILBERT
StateAZ
Zip85234-4200
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGLEY GROVES MCR 481-23
Legal Range6E
Legal Township1S
Legal Section11
Legal SubdivisionHIGLEY GROVES
Legal Lot Number571
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup2
Census Block2010
Census Tract422657

Nearby Properties on E Cotton Ln

Nearby Streets

Search Property Records by Address or Parcel Number