3452 E Cotton Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3452 E Cotton Ln, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,224 sqft Living Area
Lot Size9,000 sqft (0.206 acres)
Pool450 sqft
OccupancyOwner Occupied
Last Sale$550,000 (2022)
Tax Bill$2,566.00 (2025)

Property Details

APN / Parcel Number

Primary APN309-23-574

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,224 sqft Living Area
1st Floor2,224 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area9,000 sqft (0.206 acres)
Parking Spaces3 Parking Spaces
Pool Area450 sqft Pool
Patio Area180 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3452 E COTTON LN
CityGILBERT
StateAZ
Zip85234-4200
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGLEY GROVES MCR 481-23
Legal Range06E
Legal Township01S
Legal Section11
Legal QuarterSW
Legal Quarter QuarterSE
Legal SubdivisionHIGLEY GROVES
Legal Lot Number574
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup2
Census Block2010
Census Tract422657

Owner

Source: Maricopa County records · APN 309-23-574

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3452 E COTTON LN, GILBERT, AZ 85234-4200
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Mar 01, 2024Deed of Trust, Mortgage · Conventional Mortgage
CITADEL SERVICING CORPORATION
Apr 07, 2022Warranty Deed, Transfer · Seller Take-Back
TONY YU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2022 · Amount on Record
Deed SaleApr 07, 2022 · Amount on Record
Prior SaleJun 30, 2014
Deed Doc Number20220311382
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3452 E COTTON LN, GILBERT, AZ 85234-4200
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3452 E COTTON LN, GILBERT, AZ 85234-4200

Mortgage

Document Number0000543407
DateSep 22, 2025
Instrument20250543407
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 21, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3452 E COTTON LN, GILBERT, AZ 85234-4200
Transaction TypeMortgage
Record UpdatedMar 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3452 E COTTON LN, GILBERT, AZ 85234-4200

Mortgage

Document Number0000107226
DateMar 01, 2024
Instrument20240107226
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 07, 2022
Property Address3452 E COTTON LN, GILBERT, AZ 85234-4200
Document Number0000311382
Map ReferenceMB 481 PG 23
Instrument DateMar 03, 2022
Instrument20220311382
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyCHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3452 E COTTON LN, 3452, GILBERT, AZ 85234-4200

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3452 E COTTON LN, GILBERT, AZ 85234-4200

Mortgage

Document Number0000311383
DateApr 07, 2022
Instrument20220311383
Lender
NameTONY YU
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$56,520 (+2.15%)$565,200 (+2.15%) Land $113,000 Building $452,200
2025$2,566.00 (+3.18%)
2024$55,330$553,300 Land $110,600 Building $442,700
2023$2,487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Cotton Ln

Nearby Streets

Search Property Records by Address or Parcel Number