Charlotte County property record for 4080 Duncan Rd, Punta Gorda, FL 33982
| Property Type | Light Industrial |
|---|---|
| Details | 2 ba · 18,444 sqft · built 1990 |
| Lot Size | 2.72 acres (118,690 sqft) |
| Owner | Company Name on Record |
| Last Sale | $960,000 (Sep 2019) |
| Tax Bill | $19,153 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402430101003 |
| Primary APN | 402430101003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 2 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 18,444 sqft Gross Area |
| 1st Floor Area | 8,144 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 118,690 sqft (2.72 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | Deck Area |
| Canopy | 300 sqft |
| Total Buildings | 4 Buildings |
| Account Number | 00731650003005 |
|---|---|
| Street Address | 4080 DUNCAN RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1405 |
| Property Category | Industrial |
| Property Type | Industrial > Light Industrial |
| Local Zoning Code | IG |
| Legal Description | 30 40 24 P6-4 1.74 A M/L COMM AT NW COR SEC 30 TH S ALG W LN 664.06 FT E 116.27 FT TO E ROW SR 35 & POB CONT E 263.73 FT S 309.85 FT W 175.98 FT TO C/L OF FLOW WAY NW ALG C/L 192.69 FT TO E ROW SR 35 N ALG ARC 155.49 FT TO POB 1879/1549 2610/281 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 30 |
| Legal Subdivision | MARIAN TERRACE SUB |
| Legal Tract | ZZZ |
| Legal Block | P6-4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 10100 |
Source: Charlotte County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4080 DUNCAN RD, PUNTA GORDA, FL 33982-1405 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Commercial Mortgage HARVEST COMMERCIAL CAPITAL LLC |
| Sep 4, 2019 | Warranty Deed, Transfer · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Feb 22, 2019 | Deed of Trust, Mortgage CHARLOTTE ST BK&TR |
| Feb 7, 2019 | Deed of Trust, Mortgage CHARLOTTE ST BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Dec 18, 2012 · Amount on Record |
| Deed Document Number | 20192740656 |
| Deed Book / Page | 4478 / 2106 |
| Prior Transfer Date | Jul 17, 2006 |
| Prior Transfer Doc | 0030040247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 4080 DUNCAN RD, PUNTA GORDA, FL 33982-1405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5462 WILLIAMSBURG DR, PUNTA GORDA, FL 33982-1784 |
| Document Number | 0003360579 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 3360579 |
| Name | HARVEST COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAGUNA HILLS, CA 92653 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 4, 2019 |
| Property Address | 4080 DUNCAN RD, PUNTA GORDA, FL 33982-1405 |
| Document Number | 0044782106 |
| Book / Page | 4478 / 2106 |
| Instrument Date | May 31, 2019 |
| Instrument | 2740656 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | NU WORLD TTL OF MIAMI LAKES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4080 DUNCAN RD, 4080, PUNTA GORDA, FL 33982-1405 |
| Name | Verified Name |
|---|---|
| Address | 4080 DUNCAN RD, PUNTA GORDA, FL 33982-1405 |
| Document Number | 0044782109 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 4478/2109 |
| Instrument | 2740657 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Jun 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 4080 DUNCAN RD, PUNTA GORDA, FL 33982-1405 |
| Document Number | 0044090329 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 30420 BERMONT RD PUNTA GORDA FL 339822123, PUNTA GORDA, FL 33982-2123 |
| Document Number | 0044090329 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 004409/000329 |
| Instrument | 2686505 |
| Name | CHARLOTTE ST BK&TR |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33953 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 4080 DUNCAN RD, PUNTA GORDA, FL 33982-1405 |
| Document Number | 0044061193 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4080 DUNCAN RD PUNTA GORDA FL 339821405, PUNTA GORDA, FL 33982-1405 |
| Document Number | 0044061193 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 004406/001193 |
| Instrument | 2684299 |
| Name | CHARLOTTE ST BK&TR |
|---|---|
| Type | Bank |
| Address | PUNTA GORDA, FL 33950 |
| Amount | Amount Recorded |
|---|
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,153.00 (-18.41%) | $1,651,683 (+82.31%) Land $302,660 Building $1,349,023 | $1,651,683 (+54.52%) Land $302,660 Building $1,349,023 |
| 2024 | $23,476.00 (+8.87%) | $905,980 (+1%) | $1,068,917 (+6.7%) Land $356,070 Building $712,847 |
| 2023 | $21,563.00 (+20.08%) | $823,618 (-13.95%) | $1,001,756 (+4.66%) Land $237,380 Building $764,376 |
| 2022 | $17,957.00 | $957,128 Land $110,975 Building $846,153 | $957,128 Land $110,975 Building $846,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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