408 Windsor Way, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 408 Windsor Way, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,779 sqft · built 2004
Lot Size	0.403 acres (17,562 sqft)
Owner	Individual Name on File
Tax Bill	$5,574 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884732128009`

Property Details

APN / Parcel Number

Primary APN	`884732128009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
Basement Area	1,779 sqft
Finished Basement	1,310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,562 sqft (0.403 acres)
Garage Type	Attached
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	322 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	408 WINDSOR WAY
City	SERGEANT BLUFF
State	IA
Zip	51054-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK 2ND ADDN LOT 33
Legal Subdivision	MEADOW BROOK 2ND ADDITION
Legal Lot Number	33
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3002
Census Tract	3301

Owner

408 Windsor Way is owned and occupied by an individual.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	408 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Construction Mortgage PIONEER BANK
Sep 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage PIONEER BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Recording Date	Apr 24, 2026
Property Address	408 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8965
Document Number	0000004442
Instrument Date	Apr 20, 2026
Instrument	20264442
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	408 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8965

Mortgage

Document Number	0000004442,
Date	Apr 24, 2026
Instrument	20264442

Lender

Name	PIONEER BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 20, 2027

Interest

Rate	6.22%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	408 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8965
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8965

Mortgage

Document Number	0000008473
Date	Sep 5, 2023
Instrument	2023-08473

Lender

Name	PIONEER BANK
Type	Bank
Address	SERGEANT BLUFF, IA 51054

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Aug 30, 2028

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	408 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8965
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006600
Date	May 17, 2021
Instrument	2021-06600

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 408 Windsor Way was $5,574 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,574.00 Homeowner's exemption	$389,530 Land $43,910 Building $345,620	$389,530 Land $43,910 Building $345,620
2023	$5,334.00 (-4.03%) Homeowner's exemption	$367,140 Land $41,800 Building $325,340	$367,140 Land $41,800 Building $325,340
2022	$5,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Windsor Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Windsor Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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