401 Windsor Way, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 401 Windsor Way, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,250 sqft · built 2004
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2018)
Tax Bill	$7,004 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`884732131001`

Property Details

APN / Parcel Number

Primary APN	`884732131001`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
Basement Area	2,250 sqft
Finished Basement	1,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	947 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	344 sqft
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	401 WINDSOR WAY
City	SERGEANT BLUFF
State	IA
Zip	51054-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK 2ND ADDN LOT 13
Legal Subdivision	MEADOW BROOK SECOND ADDITION
Legal Lot Number	13
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3007
Census Tract	3301

Owner

Source: Woodbury County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 25, 2017	Deed of Trust, Mortgage KINGSLEY STATE BANK
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD
Aug 20, 2018	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	20182053
Deed Book / Page	760 / 4390
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	401 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966

Mortgage

Document Number	0000000162
Date	Jan 5, 2024
Instrument	2024-00162

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	401 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004837
Date	Oct 25, 2017
Book Page	755/6023
Instrument	04837

Lender

Name	KINGSLEY STATE BANK
Type	Bank
Address	SERGEANT BLUFF, IA 51054

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	401 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004152
Date	Mar 31, 2021
Instrument	2021-04152

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Aug 20, 2018
Property Address	401 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Document Number	0000002053
Book / Page	760 / 4390
Instrument Date	Jul 25, 2018
Instrument	000000002053
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966

Mortgage

Document Number	0000002054
Date	Aug 20, 2018
Book Page	0000000760/0000004395
Instrument	000000002054

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,004.00 (+6.12%) Homeowner's exemption	$486,690 (+7.72%) Land $60,500 Building $426,190	$486,690 (+7.72%) Land $60,500 Building $426,190
2023	$6,600.00 (-1.96%) Homeowner's exemption	$451,810 Land $49,090 Building $402,720	$451,810 Land $49,090 Building $402,720
2022	$6,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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