403 Windsor Way, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 403 Windsor Way, Sergeant Bluff, IA 51054 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,064 sqft · built 2005
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2023)
Tax Bill	$6,798 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`884732131002`

Property Details

APN / Parcel Number

Primary APN	`884732131002`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	600 sqft
Basement Area	1,109 sqft
Finished Basement	895 sqft
Unfinished Basement	214 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 WINDSOR WAY
City	SERGEANT BLUFF
State	IA
Zip	51054-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK 2ND ADDN LOT 12
Legal Subdivision	MEADOW BROOK 2ND ADDITION
Legal Lot Number	12
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3007
Census Tract	3301

Owner

Source: Woodbury County records · APN 884732131002

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage MIDFIRST BANK
Mar 01, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Mar 01, 2023	Intrafamily Transfer, Transfer
Dec 05, 2022	Intrafamily Transfer, Transfer
Feb 03, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2023 · Amount on Record
Deed Sale	Mar 01, 2023 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	20231744
Prior Transfer Date	Dec 05, 2022
Prior Transfer Doc	0000004518
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966

Mortgage

Document Number	0000003161
Date	Mar 26, 2026
Instrument	2026-03161

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Mar 01, 2023
Property Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Document Number	0000001744
Instrument Date	Dec 28, 2022
Instrument	2023-01744
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$719.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966

Mortgage

Document Number	0000001785
Date	Mar 02, 2023
Instrument	2023-01785

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Mar 01, 2023
Property Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Document Number	0000001740
Instrument Date	Dec 28, 2022
Instrument	2023-01740
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Dec 05, 2022
Property Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Document Number	0000004518
Instrument Date	Dec 05, 2022
Instrument	2022-14518
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Feb 03, 2021
Property Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Document Number	0000001581
Instrument Date	Jan 29, 2021
Instrument	2021-01581
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966

Mortgage

Document Number	0000001582
Date	Feb 03, 2021
Instrument	2021-01582

Lender

Name	PIONEER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woodbury County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,798.00 (+3.19%) Homeowner's exemption	$487,490 (+8.09%) Land $49,500 Building $437,990	$487,490 (+8.09%) Land $49,500 Building $437,990
2023	$6,588.00 (+27.38%) Homeowner's exemption	$450,990 Land $40,160 Building $410,830	$450,990 Land $40,160 Building $410,830
2022	$5,172.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Woodbury County (19193C), updated July 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191930033013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Long Lines	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless	300 / 75
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Long Lines, Cable One, Hawkeye Topco Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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