409 Windsor Way, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 409 Windsor Way, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,514 sqft · built 2004
Lot Size	0.36 acres (15,689 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2017 Mortgage Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884732131005`

Property Details

APN / Parcel Number

Primary APN	`884732131005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Basement Area	1,514 sqft
Finished Basement	800 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,689 sqft (0.36 acres)
Garage Type	Attached
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	288 sqft
Patio Area	30 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	409 WINDSOR WAY
City	SERGEANT BLUFF
State	IA
Zip	51054-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK 2ND ADDN LOT 9
Legal Range	47
Legal Township	88
Legal Section	32
Legal Subdivision	MEADOW BROOK ADD 02
Legal Lot Number	9
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3007
Census Tract	3301

Owner

Source: Woodbury County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE BANK
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022
Deed Sale	Mar 22, 2022
Deed Document Number	0202203681
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	409 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002840
Date	Sep 11, 2017
Book Page	754/8364
Instrument	02840

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	409 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000688
Date	Dec 2, 2019
Instrument	2019-20688

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	409 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8966
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000687
Date	Dec 2, 2019
Instrument	2019-20687

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$386,680 (+4.68%) Land $39,220 Building $347,460	$386,680 (+4.68%) Land $39,220 Building $347,460
2023	Homeowner's exemption	$369,400 Land $37,340 Building $332,060	$369,400 Land $37,340 Building $332,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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