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408 W 3rd St, Charlotte, MI 48813 Property Records

Eaton County property record for 408 W 3rd St, Charlotte, MI 48813

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 560 sqft · built 1951
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Oct 2022)
Tax Bill$1,955 (2025)
Deeds & MortgagesOct 2022 Sale
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN20007560511000

Property Details

APN / Parcel Number

Primary APN20007560511000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area560 sqft Living Area
1st Floor Area560 sqft
Basement Area100 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions180 ft deep x 45 ft wide
Garage Area308 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address408 W 3RD ST
CityCHARLOTTE
StateMI
Zip48813-2178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal DescriptionCOM. 140 FT W OF SE CORNER BLOCK 5, N 180 FT, E 45 FT, S 180 FT, W 45 FT TO BEG; BEING PART OF LOTS 9, 11 & 12. REVISED PLAT OF PROSPECT PARK ADDITION CITY OF CHARLOTTE BLOCK 5
Legal SubdivisionPROSPECT PARK ADDITION
Legal Block5
Legal Lot Number9,11-12
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1019
Census Tract20902

Owner

Source: Eaton County records · APN 20007560511000

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address408 W 3RD ST, CHARLOTTE, MI 48813-2178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Warranty Deed, Transfer
TRANSNATION TITLE AGENCY
May 03, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2022 · Amount on Record
Deed SaleOct 27, 2022 · Amount on Record
Prior SaleDec 10, 2007 · Amount on Record
Deed Book / Page3026 / 861
Prior Transfer DateApr 28, 2022
Prior Transfer Doc003000/638
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateOct 27, 2022
Property Address408 W 3RD ST, CHARLOTTE, MI 48813-2178
Document Number003026/861
Book / Page3026 / 861
Map ReferenceLB 2 PG 8
Instrument DateOct 14, 2022
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$637.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2076 3 CHESTER, GRAND LEDGE, MI 48837

Transferred To (Grantee/Buyer)

NameVerified Name
Address3428 W GRENLUND RD, PERRINTON, MI 48871-9715

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEATON MI
Recording DateMay 03, 2022
Property Address408 W 3RD ST, CHARLOTTE, MI 48813-2178
Document Number003000/638
Book / Page3000 / 638
Instrument DateApr 26, 2022
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9450 KINNEVILLE RD, EATON RAPIDS, MI 48827-9504

Tax Assessment & Valuation

Source: Eaton County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$42,700 (+4.4%)$81,897 (-) Land $28,601 Building $53,296
2025$1,955.00 (+2.89%) Homeowner's exemption$40,900 (+11.14%)$81,897 (+11.27%) Land $28,601 Building $53,296
2024$1,900.00 (+43.07%)
2023$36,800$73,600
2022$1,328.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 26, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
KEPS Technologies
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Mercury Broadband
Fixed Wireless		150 / 20

Based on FCC filings for 340 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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