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315 W 3rd St, Charlotte, MI 48813 Property Records

Eaton County property record for 315 W 3rd St, Charlotte, MI 48813

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 650 sqft · built 1950
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Oct 2022)
Tax Bill$2,606 (2025)
Deeds & MortgagesJan 2026 Transfer
Oct 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN20007560913000

Property Details

APN / Parcel Number

Primary APN20007560913000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area650 sqft Living Area
1st Floor Area520 sqft
Basement Area520 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions132 ft deep x 50 ft wide
PorchCovered Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address315 W 3RD ST
CityCHARLOTTE
StateMI
Zip48813-2175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal DescriptionLOT 13. BLOCK 9. REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE
Legal SubdivisionPROSPECT PARK ADD
Legal Block9
Legal Lot Number13
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1018
Census Tract20902

Owner

Source: Eaton County records · APN 20007560913000

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3868 N COCHRAN RD, CHARLOTTE, MI 48813-9704
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Quit Claim Deed, Transfer
Quitclaim
Oct 28, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 11, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 11, 2022 · Amount on Record
Deed SaleOct 11, 2022 · Amount on Record
Deed Book / Page3024 / 54
Last Transfer DateOct 28, 2022
Transfer Doc03026/1200
Record UpdatedSep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEATON MI
Recording DateJan 28, 2026
Property Address315 W 3RD ST, CHARLOTTE, MI 48813-2175
Document Number003175/795
Book / Page3175 / 795
Instrument DateJan 28, 2026
Transaction TypeTransfer
Record UpdatedFeb 05, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3868 N COCHRAN RD, CHARLOTTE, MI 48813-9704

Transferred To (Grantee/Buyer)

NameVerified Name
Address3868 N COCHRAN RD, CHARLOTTE, MI 48813-9704

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEATON MI
Recording DateOct 28, 2022
Property Address315 W 3RD ST, CHARLOTTE, MI 48813-2175
Document Number03026/1200
Book / Page3026 / 1200
Instrument DateOct 28, 2022
Transaction TypeTransfer
Record UpdatedMay 01, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3868 N COCHRAN RD, CHARLOTTE, MI 48813-9704

Transferred To (Grantee/Buyer)

NameVerified Name
Address3868 N COCHRAN RD, CHARLOTTE, MI 48813-9704

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEATON MI
Recording DateOct 11, 2022
Property Address315 W 3RD ST, CHARLOTTE, MI 48813-2175
Document Number0003024/54
Book / Page3024 / 54
Instrument DateOct 11, 2022
Transaction TypeTransfer
Record UpdatedMay 01, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1045 INDEPENDENCE BLVD, CHARLOTTE, MI 48813-1033

Transferred To (Grantee/Buyer)

NameVerified Name
Address3868 N COCHRAN RD, CHARLOTTE, MI 48813-9704

Tax Assessment & Valuation

Source: Eaton County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$41,800 (+5.56%)$79,120 (-) Land $27,463 Building $51,657
2025$2,606.00 (+2.96%)$39,600 (+10.61%)$79,120 (+10.5%) Land $27,463 Building $51,657
2024$2,531.00 (+40.69%)
2023$35,800$71,600
2022$1,799.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 26, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
KEPS Technologies
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Mercury Broadband
Fixed Wireless		150 / 20

Based on FCC filings for 340 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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