Eaton County property record for 404 W 3rd St, Charlotte, MI 48813 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 450 sqft · built 1946 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on File |
| Last Sale | $74,000 (Oct 2023) |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20007560513000 |
| Primary APN | 20007560513000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 450 sqft Living Area |
| 1st Floor Area | 450 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 65 ft deep x 50 ft wide |
| Garage Area | 240 sqft |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 404 W 3RD ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-2178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 65 FEET OF E 37.5 FEET OF LOT 12. S 65 FEET OF W 12.5 FEET OF LOT 13. BLOCK 5. REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE |
| Legal Subdivision | PROSPECT PARK ADD |
| Legal Block | 5 |
| Legal Lot Number | 12-13 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20902 |
Source: Eaton County records · APN 20007560513000
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2498 W MOUNT HOPE HWY, MULLIKEN, MI 48861-9755 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on Record |
| Deed Sale | Oct 10, 2023 · Amount on Record |
| Deed Book / Page | 3068 / 190 |
| Prior Transfer Date | Feb 18, 2016 |
| Prior Transfer Doc | 02609/0294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Oct 10, 2023 |
| Property Address | 404 W 3RD ST, CHARLOTTE, MI 48813-2178 |
| Document Number | 003068/190 |
| Book / Page | 3068 / 190 |
| Instrument Date | Sep 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2498 W MOUNT HOPE HWY, MULLIKEN, MI 48861-9755 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7152 MARSHALL RD, OLIVET, MI 49076-9476 |
| Document Number | 003068/191 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 3068/191 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2038 |
Source: Eaton County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,500 (+19.79%) | $57,565 (-) Land $18,984 Building $38,581 | |
| 2025 | $1,937.00 (-0.82%) | $28,800 (+10.34%) | $57,565 (+10.28%) Land $18,984 Building $38,581 |
| 2024 | $1,953.00 (+120.43%) | ||
| 2023 | $26,100 | $52,200 | |
| 2022 | $886.00 |
Source: FEMA National Flood Hazard Layer, Eaton County (26045C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| KEPS Technologies | Fiber | 10,000 / 10,000 |
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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