321 W 3rd St, Charlotte, MI 48813 Property Records

Eaton County property record for 321 W 3rd St, Charlotte, MI 48813 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,185 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Dec 2024)
Tax Bill	$2,910 (2025)
Deeds & Mortgages	Dec 2023 Foreclosure Nov 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`20007560915000`

Property Details

APN / Parcel Number

Primary APN	`20007560915000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	1,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	480 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 W 3RD ST
City	CHARLOTTE
State	MI
Zip	48813-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15. BLOCK 9. REVISED PLAT OF PROSPECT PARK ADD. CITY OF CHARLOTTE
Legal Subdivision	PROSPECT PARK ADD
Legal Block	9
Legal Lot Number	15
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1018
Census Tract	20902

Owner

Source: Eaton County records · APN 20007560915000

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 W 3RD ST, CHARLOTTE, MI 48813-2175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2023	Warranty Deed, Foreclosure
Nov 21, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Nov 21, 2023 · Amount on Record
Deed Book / Page	3120 / 1131
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 07, 2023
Property Address	321 W 3RD ST, CHARLOTTE, MI 48813-2175
Document Number	003074/865
Book / Page	3074 / 865
Map Reference	LB 2 PG 8
Instrument Date	Nov 22, 2023
Transaction Type	Foreclosure
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042
Mail Care Of	DEPARTMENT OF VETERANS AFFAIRS

November 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EATON MI
Recording Date	Nov 21, 2023
Property Address	321 W 3RD ST, CHARLOTTE, MI 48813-2175
Document Number	03072/1181
Book / Page	3072 / 1181
Map Reference	LB 2 PG 8
Instrument Date	Nov 09, 2023
Transaction Type	Foreclosure
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Eaton County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,300	$118,566 Land $25,991 Building $92,575
2025	$2,910.00 (+36,275%)
2022	$8.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eaton County (26045C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
KEPS Technologies	Fiber	10,000 / 10,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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