408 Silver Lake Ct, Savoy, IL 61874 Property Records

Champaign County property record for 408 Silver Lake Ct, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jul 2017)
Tax Bill	$19,236 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-483-010`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-483-010`

Exterior

Lot Area	24,394 sqft (0.56 acres)

Location & Zoning

Street Address	408 SILVER LAKE CT
City	SAVOY
State	IL
Zip	61874-7471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 302 LAKE FALLS SUB PHASE 3 AND REPLAT OF LOT 141 LAKE FALLS SUB PHASE 1
Legal Range	08E
Legal Township	18N
Legal Section	01
Legal Subdivision	LAKE FALLS SUB PHASE 3
Legal Lot Number	302
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5009
Census Tract	10901

Owner

408 Silver Lake Ct is owned and occupied by two individuals who bought it in July 2017.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 SILVER LAKE CT, SAVOY, IL 61874-7471
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKCHAMPAIGN NA
Nov 2, 2017	Warranty Deed, Subdivision Related Transfer FIRST CMNTY TITLE
Jul 17, 2017	Corporation Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO
Feb 22, 2017	Grant Deed, Mortgage HEARTLAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Deed Document Number	201713025
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	408 SILVER LAKE CT, SAVOY, IL 61874-7471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000209
Date	Jan 5, 2021
Instrument	2021R00209

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	61620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 2, 2017
Property Address	408 SILVER LAKE CT, SAVOY, IL 61874-7471
Document Number	0000020935
Instrument Date	Oct 9, 2017
Instrument	20935
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Amount	Amount on Record
Tax	$621.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 SILVER LAKE CT SAVOY IL 61874, SAVOY, IL 61874

July 2017: Corporation Deed, Construction Loan

Document Type	Corporation Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 17, 2017
Property Address	408 SILVER LAKE CT, SAVOY, IL 61874-7471
Document Number	0000013025
Map Reference	DOC2016R04141
Instrument Date	Jun 7, 2017
Instrument	2017R13025
Transaction Type	Construction Loan
Record Updated	Apr 28, 2022
Title Company	FIRST COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 BELMONT PT, CHAMPAIGN, IL 61822-3506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013026
Date	Jul 17, 2017
Instrument	2017R13026

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jan 12, 2018

February 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 22, 2017
Property Address	408 SILVER LAKE CT, SAVOY, IL 61874-7471
Instrument Date	Feb 22, 2017
Instrument	3142
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000003142
Date	Feb 22, 2017
Instrument	3142

Lender

Name	HEARTLAND BK
Type	Bank
Address	1101 W WINDSOR RD, CHAMPAIGN, IL 61821-7052

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 21, 2018

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,730 Land $54,760 Building $223,970	$836,190 Land $164,280 Building $671,910
2024	$19,236.00
2022	$17,506.00 Homeowner's exemption	$222,510 Land $43,720 Building $178,790	$667,530 Land $131,160 Building $536,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Silver Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Silver Lake Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

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