Champaign County property record for 406 Silver Lake Ct, Savoy, IL 61874
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,967 sqft · built 2017 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,000 (Oct 2016) |
| Tax Bill | $16,534 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-26-01-483-009 |
| Primary APN | 29-26-01-483-009 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,967 sqft Living Area |
| Gross Area | 5,646 sqft |
| Basement Area | 1,882 sqft |
| Finished Basement | 1,085 sqft |
| Unfinished Basement | 797 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Garage Area | 1,882 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 SILVER LAKE CT |
|---|---|
| City | SAVOY |
| State | IL |
| Zip | 61874-7471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 303 LAKE FALLS SUB PHASE 3 AND REPLAT OF LOT 141 LAKE FALLS SUB PHASE 1 |
| Legal Range | 08E |
| Legal Township | 18N |
| Legal Section | 01 |
| Legal Subdivision | LAKE FALLS SUB PHASE 3 |
| Legal Lot Number | 303 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | TOLONO |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 10901 |
406 Silver Lake Ct is owned and occupied by two individuals who bought it in October 2016.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 SILVER LAKE CT, SAVOY, IL 61874-7471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2016 · Amount on File |
| Deed Sale | Oct 19, 2016 · Amount on File |
| Deed Document Number | 201620554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 406 SILVER LAKE CT, SAVOY, IL 61874-7471 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009619 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020R09619 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Tolono Township |
| Municipality | Savoy Village |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240,490 Land $32,450 Building $208,040 | $721,470 Land $97,350 Building $624,120 | |
| 2024 | $16,534.00 | ||
| 2022 | $15,036.00 Homeowner's exemption | $191,970 Land $25,900 Building $166,070 | $575,910 Land $77,700 Building $498,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Silver Lake Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 Silver Lake Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Pavlov Media Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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