404 Silver Lake Ct, Savoy, IL 61874 Property Records

Champaign County property record for 404 Silver Lake Ct, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Trust Names on File
Last Sale	$125,000 (Aug 2016)
Tax Bill	$15,968 (2024)
Deeds & Mortgages	Mar 2024 Transfer Oct 2018 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-483-008`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-483-008`

Exterior

Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	404 SILVER LAKE CT
City	SAVOY
State	IL
Zip	61874-7471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 304 LAKE FALLS SUB PHASE 3 AND REPLAT OF LOT 141 LAKE FALLS SUB PHASE 1
Legal Range	08E
Legal Township	18N
Legal Section	01
Legal Subdivision	LAKE FALLS SUB PHASE 3
Legal Lot Number	304
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5009
Census Tract	10901

Owner

404 Silver Lake Ct is owner-occupied and held in a trust since February 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	404 SILVER LAKE CT, SAVOY, IL 61874-7471
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 18, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS NATIONAL BANK
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ILLINOIS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2016 · Amount on File
Deed Sale	Aug 11, 2016 · Amount on File
Deed Document Number	201615407
Last Transfer Date	Feb 28, 2024
Transfer Doc	0000002558
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 1, 2024
Property Address	404 SILVER LAKE CT, SAVOY, IL 61874-7471
Document Number	0000002558
Map Reference	DOC 2016 R04141
Instrument Date	Feb 28, 2024
Instrument	2024R02558
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SILVER LAKE CT, SAVOY, IL 61874-7471

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	404 SILVER LAKE CT, SAVOY, IL 61874-7471
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018011
Date	Oct 18, 2018
Instrument	2018R18011

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	72 Months
Due	Oct 1, 2024

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	404 SILVER LAKE CT, SAVOY, IL 61874-7471
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018010
Date	Oct 18, 2018
Instrument	2018R18010

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	404 SILVER LAKE CT, SAVOY, IL 61874-7471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015004
Date	Sep 11, 2019
Instrument	2019R15004

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	404 SILVER LAKE CT, SAVOY, IL 61874-7471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024097
Date	Nov 17, 2020
Instrument	2020R24097

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 15, 2018
Property Address	404 SILVER LAKE CT, SAVOY, IL 61874-7471
Instrument Date	Mar 15, 2018
Instrument	3883
Transaction Type	Construction Loan
Record Updated	Mar 28, 2018
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1617 E FAIRLAWN DR URBANA IL 618025421, URBANA, IL 61802-5421

Mortgage

Document Number	0000003883
Date	Mar 15, 2018
Instrument	3883

Lender

Name	ILLINOIS NAT'L BK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 14, 2019

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,180 Land $59,560 Building $191,620	$753,540 Land $178,680 Building $574,860
2024	$15,968.00
2022	$14,521.00 Homeowner's exemption	$185,590 Land $47,550 Building $138,040	$556,770 Land $142,650 Building $414,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Silver Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 Silver Lake Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

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