304 Silver Lake Ct, Savoy, IL 61874 Property Records

Champaign County property record for 304 Silver Lake Ct, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on File
Last Sale	$34,666 (Jan 2023)
Tax Bill	$14,886 (2024)
Deeds & Mortgages	Jan 2023 Transfer Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-483-005`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-483-005`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	304 SILVER LAKE CT
City	SAVOY
State	IL
Zip	61874-7472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 307 LAKE FALLS SUB PHASE 3 AND REPLAT OF LOT 141 LAKE FALLS SUB PHASE 1 AND OTHER LAND
Legal Range	08E
Legal Township	18N
Legal Section	01
Legal Subdivision	LAKE FALLS SUB PHASE 3
Legal Lot Number	307
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5009
Census Tract	10901

Owner

304 Silver Lake Ct is owned by a company that bought it in January 2023.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	304 SILVER LAKE CT, SAVOY, IL 61874-7472
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer
Nov 20, 2018	Deed of Trust, Mortgage · ARM FIRST MID BANK & TRUST
May 20, 2018	Loan Modification, Mortgage FIRST MID IL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Deed Document Number	2023515
Prior Transfer Date	Dec 12, 2022
Prior Transfer Doc	0000000515
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 13, 2023
Property Address	304 SILVER LAKE CT, SAVOY, IL 61874-7472
Document Number	0000000515
Map Reference	DOC 2016R15374
Instrument Date	Dec 12, 2022
Instrument	2023R00515
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	304 SILVER LAKE CT, SAVOY, IL 61874-7472

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	304 SILVER LAKE CT, SAVOY, IL 61874-7472
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020009
Date	Nov 20, 2018
Instrument	2018R20009

Lender

Name	FIRST MID BANK & TRUST
Type	Non-Lending Institution
Address	MATTOON, IL 61938

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	304 SILVER LAKE CT, SAVOY, IL 61874-7472
Document Number	0000009429
Instrument Date	May 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 SILVER LAKE CT SAVOY IL 618747472, SAVOY, IL 61874-7472

Mortgage

Document Number	0000009429
Date	Jun 8, 2018
Instrument	9429

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 7, 2019

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,570 Land $54,760 Building $167,810	$667,710 Land $164,280 Building $503,430
2024	$14,886.00
2022	$13,477.00 Homeowner's exemption Senior Citizen's exemption	$177,680 Land $43,720 Building $133,960	$533,040 Land $131,160 Building $401,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Silver Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Silver Lake Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

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