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408 Pendo Pl, Crestview, FL 32536 Property Records

Okaloosa County property record for 408 Pendo Pl, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,170 sqft · built 2012
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$229,500 (Jul 2018)
Tax Bill$2,344 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-041-4962-0

Property Details

APN / Parcel Number

Primary APNC56-001-041-4962-0
Alternative APN
  • 12-3N-24-0800-000F-0040

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,170 sqft Heated Area
Gross Area2,886 sqft
1st Floor Area2,170 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area10,890 sqft (0.25 acres)
Garage TypeFinished
Garage Area506 sqft
PorchOpen Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address408 PENDO PL
CityCRESTVIEW
StateFL
Zip32536-5604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY OAKS S/D LOT 4 BLK F
Legal Range24
Legal Township03N
Legal Section12
Legal SubdivisionLIBERTY OAKS S/D
Legal BlockF
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group5
Census Block5009
Census Tract20500

Owner

408 Pendo Pl is owned and occupied by two individuals who bought it in July 2018.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address408 PENDO PL, CRESTVIEW, FL 32536-5604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2018 · Amount on File
Deed SaleJul 2, 2018 · Amount on File
Prior SaleJul 24, 2017 · Amount on File
Deed Document Number3217065
Deed Book / Page3357 / 1137
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address408 PENDO PL, CRESTVIEW, FL 32536-5604
Document Number0033093486
Book / Page003309 / 003486
Instrument DateJul 18, 2017
Transaction TypeTransfer
Record UpdatedNov 17, 2017

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address408 PENDO PL CRESTVIEW FL 325365604, CRESTVIEW, FL 32536-5604

Mortgage

Document Number0033093486
DateJul 24, 2017
Book Page003309/003486
Instrument3148968
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 408 Pendo Pl was $2,344 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,344.00 Homeowner's exemption$189,663$258,272 Land $35,655 Building $222,617
2023$2,223.00 (+3.2%) Homeowner's exemption$178,950 (+3%)$285,481 (+6.66%) Land $30,293 Building $255,188
2022$2,154.00 Homeowner's exemption$173,738$267,652 Land $28,311 Building $239,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Pendo Pl in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims15 (1998–2017)
Claims Outside the SFHA8 of 15
Most Recent ClaimOct 2017
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims
  • Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Pendo Pl is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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