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407 Pendo Pl, Crestview, FL 32536 Property Records

Okaloosa County property record for 407 Pendo Pl, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,119 sqft · built 2012
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$209,755 (Aug 2012)
Tax Bill$2,490 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-041-4955-4

Property Details

APN / Parcel Number

Primary APNC56-001-041-4955-4
Alternative APNs
  • 12-3N-24-0800-000E-0090
  • 24N3120800000E0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,119 sqft Living Area
Gross Area2,824 sqft
1st Floor Area2,119 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area483 sqft
PorchFinished/Open Porch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address407 PENDO PL
CityCRESTVIEW
StateFL
Zip32536-5604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY OAKS S/D LOT 9 BLK E
Legal Range24W
Legal Township03N
Legal Section12
Legal SubdivisionLIBERTY OAKS S/D
Legal BlockE
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group5
Census Block5011
Census Tract20500

Owner

Source: Okaloosa County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6313 HAVENMIST LN, CRESTVIEW, FL 32536-4348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Aug 7, 2017Warranty Deed, Transfer · Conventional with PMI
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2012 · Amount on Record
Deed SaleAug 7, 2012 · Amount on Record
Deed Document Number20122793041
Deed Book / Page3048 / 1378
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address407 PENDO PL, CRESTVIEW, FL 32536-5604
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 PENDO PL, CRESTVIEW, FL 32536-5604

Mortgage

Document Number0035480017
DateMay 20, 2021
Book Page3548/17
Instrument3456729
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 7, 2017
Property Address407 PENDO PL, CRESTVIEW, FL 32536-5604
Document Number0033120762
Book / Page003312 / 000762
Instrument DateAug 1, 2017
Instrument3152340
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,539.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 PENDO PL CRESTVIEW FL 325365604, CRESTVIEW, FL 32536-5604

Mortgage

Document Number33120764
DateAug 7, 2017
Book Page003312/000764
Instrument3152341
Lender
NameCENTENNIAL BK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,490.00 (+5.37%) Homeowner's exemption$198,869 (+5.99%)$248,415 (-9.71%) Land $35,655 Building $212,760
2023$2,363.00 (+3.14%) Homeowner's exemption$187,635 (+3%)$275,129 (+6.66%) Land $30,293 Building $244,836
2022$2,291.00 Homeowner's exemption$182,170$257,942 Land $28,311 Building $229,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims15 (1998–2017)
Claims Outside the SFHA8 of 15
Most Recent ClaimOct 2017
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims
  • Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

May also be available: CenturyLink, Verizon.

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