404 Pendo Pl, Crestview, FL 32536 Property Records

Okaloosa County property record for 404 Pendo Pl, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,101 sqft · built 2011
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (May 2020)
Tax Bill	$4,579 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-041-4960-4`

Property Details

APN / Parcel Number

Primary APN	`C56-001-041-4960-4`
Alternative APN	`12-3N-24-0800-000F-0020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,101 sqft Heated Area
Gross Area	3,945 sqft
1st Floor Area	3,101 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2011
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	404 PENDO PL
City	CRESTVIEW
State	FL
Zip	32536-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY OAKS S/D LOT 2 BLK F
Legal Range	24
Legal Township	03N
Legal Section	12
Legal Subdivision	LIBERTY OAKS S/D
Legal Block	F
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5009
Census Tract	20500

Owner

Source: Okaloosa County records · APN C56-001-041-4960-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 PENDO PL, CRESTVIEW, FL 32536-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2020 · Amount on Record
Deed Sale	May 01, 2020 · Amount on Record
Prior Sale	Oct 28, 2011 · Amount on Record
Deed Document Number	3355626
Deed Book / Page	3459 / 4367
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 01, 2020
Property Address	404 PENDO PL, CRESTVIEW, FL 32536-5604
Document Number	0034594367
Book / Page	003459 / 004367
Instrument Date	Apr 30, 2020
Instrument	3355626
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 PENDO PL CRESTVIEW FL 325365604, CRESTVIEW, FL 32536-5604

Mortgage

Document Number	34594368
Date	May 01, 2020
Book Page	003459/004368
Instrument	3355627

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,579.00 (-9.74%) Homeowner's exemption	$330,481 (-6.95%) Land $35,655 Building $294,826	$330,481 (-10.13%) Land $35,655 Building $294,826
2023	$5,073.00 (+2.71%) Homeowner's exemption	$355,151 (+3%)	$367,737 (+6.65%) Land $30,293 Building $337,444
2022	$4,939.00 Homeowner's exemption	$344,807 Land $28,311 Building $316,496	$344,807 Land $28,311 Building $316,496

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910205005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 191 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1460182, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.