405 Pendo Pl, Crestview, FL 32536 Property Records

Okaloosa County property record for 405 Pendo Pl, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,268 sqft · built 2012
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2023)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-041-4956-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-041-4956-2`
Alternative APN	`12-3N-24-0800-000E-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,268 sqft Heated Area
Gross Area	3,004 sqft
1st Floor Area	2,268 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	405 PENDO PL
City	CRESTVIEW
State	FL
Zip	32536-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY OAKS S/D LOT 10 BLK E
Legal Range	24
Legal Township	03N
Legal Section	12
Legal Subdivision	LIBERTY OAKS S/D
Legal Block	E
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5011
Census Tract	20500

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 PENDO PL, CRESTVIEW, FL 32536-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Aug 30, 2012 · Amount on Record
Deed Document Number	3634300
Deed Book / Page	3682 / 4006
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 10, 2023
Property Address	405 PENDO PL, CRESTVIEW, FL 32536-5604
Document Number	0036824006
Book / Page	3682 / 4006
Map Reference	MB 25 PG 75-77
Instrument Date	Jun 16, 2023
Instrument	3634300
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 MERCURY CIR SE, ALBUQUERQUE, NM 87116-3021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PENDO PL, CRESTVIEW, FL 32536-5604

Mortgage

Document Number	0036824008
Date	Jul 10, 2023
Instrument	3682/4008

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0036824032
Date	Jul 10, 2023
Book Page	3682/4032
Instrument	3634302

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,118.00 (-6.35%)	$259,429 (-11.19%) Land $35,655 Building $223,774	$259,429 (-11.19%) Land $35,655 Building $223,774
2023	$4,397.00 (+8.01%)	$292,107 (+6.66%) Land $30,293 Building $261,814	$292,107 (+6.66%) Land $30,293 Building $261,814
2022	$4,071.00	$273,866 Land $28,311 Building $245,555	$273,866 Land $28,311 Building $245,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon.

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