408 Nutt Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 408 Nutt Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,734 sqft · built 1980
Lot Size	0.471 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Mar 2023)
Tax Bill	$7,513 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67-23303-0003`

Property Details

APN / Parcel Number

Primary APN	`O67-23303-0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	1,092 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,909 sqft (0.471 acres)
Lot Dimensions	182 ft deep x 114 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 NUTT RD
City	DAYTON
State	OH
Zip	45458-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 POLO CLUB EST SEC 1
Legal Subdivision	POLO CLUB EST
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2005
Census Tract	40305

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 NUTT RD, DAYTON, OH 45458-9658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 4, 2022	Intrafamily Transfer, Transfer
May 10, 2021	Warranty Deed, Transfer · VA Mortgage NORTHERN MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	202312247
Prior Transfer Date	Jul 27, 2022
Prior Transfer Doc	0000048490
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 8, 2023
Property Address	408 NUTT RD, DAYTON, OH 45458-9658
Document Number	0000012247
Map Reference	MB 102 PG 54
Instrument Date	Feb 27, 2023
Instrument	202300012247
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	NOT AVAILABLE, M&M TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	408 NUTT RD, DAYTON, OH 45458-9658

Mortgage

Document Number	0000012248
Date	Mar 8, 2023
Instrument	202300012248

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 4, 2022
Property Address	408 NUTT RD, DAYTON, OH 45458-9658
Document Number	0000048490
Map Reference	MB 102 PG 54
Instrument Date	Jul 27, 2022
Instrument	2022-00048490
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	408 NUTT RD, DAYTON, OH 45458-9658

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 10, 2021
Property Address	408 NUTT RD, DAYTON, OH 45458-9658
Document Number	0000035216
Map Reference	MB 102 PG 54
Instrument Date	Apr 30, 2021
Instrument	2021-00035216
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 NUTT RD, DAYTON, OH 45458-9658

Mortgage

Document Number	0000035217
Date	May 10, 2021
Instrument	2021-00035217

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,040 (-) Land $24,330 Building $87,710	$320,100 (-) Land $69,500 Building $250,600
2024	$7,513.00 (+8.84%)
2023	$6,903.00 (+9.97%)	$112,040 (+39.01%) Land $24,330 Building $87,710	$320,100 (+39%) Land $69,500 Building $250,600
2022	$6,277.00	$80,600 Land $17,500 Building $63,100
2020			$230,290 Land $50,000 Building $180,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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