677 Nutt Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 677 Nutt Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,521 sqft · built 1955
Lot Size	0.856 acres (37,287 sqft)
Owner	2 Individual Names on File
Last Sale	$7,500 (Mar 2026)
Tax Bill	$6,519 (2025)
Deeds & Mortgages	May 2026 Construction Loan Apr 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`O67-03807-0085`

Property Details

APN / Parcel Number

Primary APN	`O67-03807-0085`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	1,027 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	37,287 sqft (0.856 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	276 sqft
Canopy	276 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	677 NUTT RD
City	DAYTON
State	OH
Zip	45458-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-3-23
Legal Lot Number	85
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2009
Census Tract	40306

Owner

Source: Montgomery County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	677 NUTT RD, DAYTON, OH 45458-9368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Construction Mortgage CINFED FEDERAL CREDIT UNION
Apr 10, 2026	Warranty Deed, Transfer M&M TITLE
Mar 2, 2026	Warranty Deed, Transfer
Oct 2, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 20, 2025	Fiduciary Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
May 15, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Aug 20, 2025 · Amount on Record
Deed Document Number	202612670
Prior Transfer Date	Sep 3, 2025
Prior Transfer Doc	0000054500
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	May 21, 2026
Property Address	677 NUTT RD, DAYTON, OH 45458-9368
Document Number	0000030264
Instrument Date	May 15, 2026
Instrument	202630264
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 NUTT RD, DAYTON, OH 45458-9368
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030264,
Date	May 21, 2026
Instrument	202630264

Lender

Name	CINFED FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 10, 2026
Property Address	677 NUTT RD, DAYTON, OH 45458-9368
Document Number	0000021920
Instrument Date	Feb 26, 2026
Instrument	202621920
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	M&M TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	677 NUTT RD, DAYTON, OH 45458-9368
Investor	Possibly a Property Investor

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 2, 2026
Property Address	677 NUTT RD, DAYTON, OH 45458-9368
Document Number	0000012670
Instrument Date	Feb 5, 2026
Instrument	2026-00012670
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 NUTT RD, DAYTON, OH 45458-9368

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 2, 2025
Property Address	677 NUTT RD, DAYTON, OH 45458-9368
Document Number	0000054500
Instrument Date	Sep 3, 2025
Instrument	2025-00054500
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 NUTT RD, DAYTON, OH 45458-9368

Mortgage

Document Number	0000054501
Date	Oct 2, 2025
Instrument	2025-00054501

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

August 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 20, 2025
Property Address	677 NUTT RD, DAYTON, OH 45458-9368
Document Number	0000044843
Instrument Date	Jul 21, 2025
Instrument	2025-00044843
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 NUTT RD, DAYTON, OH 45458-9368

Mortgage

Document Number	0000044844
Date	Aug 20, 2025
Instrument	2025-00044844

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Max Rate	13.2%

May 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	May 15, 2025
Property Address	677 NUTT RD, DAYTON, OH 45458-9368
Document Number	0000026008
Instrument Date	Apr 2, 2025
Instrument	2025-00026008
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 NUTT RD, CENTERVILLE, OH 45458-9368

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,519.00 (+13.37%)	$95,470 (-) Land $30,450 Building $65,020	$272,770 (-) Land $87,000 Building $185,770
2024	$5,750.00 (+8.04%)	$95,470 (-) Land $30,450 Building $65,020
2023	$5,322.00 (+28.09%)	$95,470 (+53.98%) Land $30,450 Building $65,020	$272,770 (+53.99%) Land $87,000 Building $185,770
2022	$4,155.00	$62,000 Land $19,780 Building $42,220
2020			$177,130 Land $56,500 Building $120,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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