408 N Front St, Dowagiac, MI 49047 Property Records

Cass County property record for 408 N Front St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 2003
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual on Record
Last Sale	$97,000 (Oct 2008)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-753-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-753-00`

Interior

Full Baths	2 Baths
Building Area	1,600 sqft Building Perimeter
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,712 sqft (0.2 acres)
Garage Area	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 N FRONT ST
City	DOWAGIAC
State	MI
Zip	49047-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1827 LOT 71 MCOMBER'S 2ND ADD CITY OF DOWAGIAC.
Legal Subdivision	MCOMBERS SECOND ADDITION
Legal Lot Number	71
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4030
Census Tract	2000

Owner

Source: Cass County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1001 N 7TH ST, NILES, MI 49120-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2008 · Amount on Record
Deed Sale	Oct 17, 2008 · Amount on Record
Deed Book / Page	984 / 1821
Last Transfer Date	Apr 17, 2013
Transfer Doc	1059/0741
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Apr 5, 2019
Property Address	408 N FRONT ST, DOWAGIAC, MI 49047-1219
Document Number	01152/2222
Book / Page	1152 / 2222
Map Reference	LB V PG 15
Instrument Date	Apr 1, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 N 17TH ST, NILES, MI 49120

Mortgage

Document Number	0011522194
Date	Apr 5, 2019
Instrument	1152/2194

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (+15.79%)	$234,600 (+15.79%)
2025	$2,016.00 (-29.88%) Homeowner's exemption	$101,300 (+20.74%) Land $101,300	$202,600 (+20.74%) Land $202,600
2024	$2,875.00 (+11.43%)
2023		$83,900	$167,800
2022	$2,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20