404 N Front St, Dowagiac, MI 49047 Property Records

Cass County property record for 404 N Front St, Dowagiac, MI 49047 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,746 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (May 2025)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-750-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-750-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,746 sqft Building Perimeter
1st Floor Area	978 sqft
Basement Area	908 sqft
Unfinished Basement	908 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 N FRONT ST
City	DOWAGIAC
State	MI
Zip	49047-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1824 W 1/2 OF LOT 69 MCOMBER'S 2ND ADD CITY OF DOWAGIAC.
Legal Subdivision	MCOMBERS 2ND ADD
Legal Lot Number	69
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4030
Census Tract	2000

Owner

Source: Cass County records · APN 14-160-200-750-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 N FRONT ST, DOWAGIAC, MI 49047-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC
Mar 31, 2021	Deed, Transfer TITLE 365, TITLE365
Dec 07, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2025 · Amount on Record
Deed Sale	May 02, 2025 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	2025221439
Deed Book / Page	1259 / 1861
Prior Transfer Date	Feb 07, 2025
Prior Transfer Doc	0000218755
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Recording Date	Apr 22, 2026
Property Address	404 N FRONT ST, DOWAGIAC, MI 49047-1219
Document Number	001275/790
Book / Page	1275 / 790
Instrument Date	Apr 13, 2026
Instrument	202631149
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N FRONT ST, DOWAGIAC, MI 49047-1219

Mortgage

Document Number	0000031149,
Date	Apr 22, 2026
Book Page	1275/790
Instrument	202631149

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MI
Recording Date	Mar 31, 2021
Property Address	404 N FRONT ST, DOWAGIAC, MI 49047-1219
Document Number	001193/269
Book / Page	1193 / 269
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	TITLE 365, TITLE365

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 N FRONT ST, DOWAGIAC, MI 49047-1219

December 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CASS MI
Recording Date	Dec 07, 2020
Property Address	404 N FRONT ST, DOWAGIAC, MI 49047-1219
Document Number	01185/2150
Book / Page	1185 / 2150
Instrument Date	Nov 18, 2020
Transaction Type	Foreclosure
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,000 (+13.35%)	$146,000 (+13.35%)
2025	$1,549.00 (-24.99%) Homeowner's exemption	$64,400 (+20.37%) Land $64,400	$128,800 (+20.37%) Land $128,800
2023		$53,500	$107,000
2022	$2,065.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 425 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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