Medina County property record for 408 E Main St, Spencer, OH 44275
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 5,601 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on Record |
| Last Sale | $599,800 (Nov 2020) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-04-048 |
| Primary APN | 037-27A-04-048 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,601 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 408 E MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9564 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | LOT 142 WH 2.000AC |
| Legal Lot Number | 142 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2425 E CAMELBACK RD, 700, PHOENIX, AZ 85016-4220 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Jun 3, 2022 | Lease, Transfer FIRST AMERICAN TITLE |
| Nov 20, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 202029997 |
| Prior Transfer Date | Jan 20, 2006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 408 E MAIN ST, SPENCER, OH 44275-9564 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006888 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021OR006888 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Lease |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Jun 3, 2022 |
| Property Address | 408 E MAIN ST, SPENCER, OH 44275-9564 |
| Document Number | 0000012214 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022OR012214 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2425 E CAMELBACK RD # RD700, RD700, PHOENIX, AZ 85016-4200 |
| Name | Verified Name |
|---|---|
| Address | 7 KRIPES RD, EAST GRANBY, CT 06026-9720 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Nov 20, 2020 |
| Property Address | 408 E MAIN ST, SPENCER, OH 44275-9564 |
| Document Number | 0000029997 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 29997 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,799.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2425 E CAMELBACK RD #700 PHOENIX AZ 850164220, 700, PHOENIX, AZ 85016-4220 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235,320 (+8.86%) Land $25,750 Building $209,570 | $672,330 (+8.86%) Land $73,560 Building $598,770 | |
| 2023 | Additional exemption filed | $216,170 Land $15,450 Building $200,720 | |
| 2022 | $617,630 Land $44,140 Building $573,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures