314 E Main St, Spencer, OH 44275 Property Records

Medina County property record for 314 E Main St, Spencer, OH 44275 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,620 sqft · built 1930
Lot Size	0.61 acres (26,572 sqft)
Owner	Trust Name on File
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Oct 2017 Second Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-27A-04-052`

Property Details

APN / Parcel Number

Primary APN	`037-27A-04-052`
Alternative APNs	`37-27A-04-052` `00004254900`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Half Baths	8 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	2,160 sqft
Upper Floors Area	540 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Lot Area	26,572 sqft (0.61 acres)
Garage Area	1,290 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	176 sqft
Deck Area	450 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 E MAIN ST
City	SPENCER
State	OH
Zip	44275-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 144 WH .611A
Legal Subdivision	FREDERICK W BOREMAN
Legal Lot Number	144
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1022
Census Tract	410000

Owner

Source: Medina County records · APN 037-27A-04-052

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	314 E MAIN ST, SPENCER, OH 44275-9506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK
May 21, 2019	Deed of Trust, Mortgage · Line of Credit THE FARMERS SAVINGS BANK
Nov 03, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 02, 2020
Transfer Doc	0000027966
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	314 E MAIN ST, SPENCER, OH 44275-9506
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022452
Date	Oct 04, 2017
Instrument	2017OR022452

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 24, 2032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	314 E MAIN ST, SPENCER, OH 44275-9506
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009271
Date	May 21, 2019
Instrument	2019OR009271

Lender

Name	THE FARMERS SAVINGS BANK
Type	Bank
Address	SPENCER, OH 44275

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MEDINA OH
Recording Date	Nov 03, 2020
Property Address	314 E MAIN ST, SPENCER, OH 44275-9506
Document Number	0000027966
Instrument Date	Nov 02, 2020
Instrument	27966
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	314 E MAIN ST SPENCER OH 442759506, SPENCER, OH 44275-9506

Tax Assessment & Valuation

Source: Medina County records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
Municipality	Spencer Village
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00 (+11.27%)	$27,920 (+20.87%) Land $14,120 Building $13,800	$79,760 (+20.87%) Land $40,340 Building $39,420
2024	$1,109.00 (+4.62%)	$23,100 (-) Land $8,350 Building $14,750
2023	$1,060.00 (-2.12%)	$23,100 (-) Land $8,350 Building $14,750
2022	$1,083.00	$23,100 Land $8,350 Building $14,750	$65,990 Land $23,860 Building $42,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Medina County (39103C), updated January 5, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391034100001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 15% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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